Howdy! If it's a personal loan you're after, please note our application processing times will vary during the Easter/Anzac holiday period. Thanks for your patience, and feel free to email money@squirrel.co.nz with any queries.

First Home Buyers, you're in the right place.

Stressing about buying your first home? You're not alone. We've helped thousands of kiwis into their first homes and we can help you too. 

Download our First Home Buyers Guide

 

header

We're here to guide you through the process

We'll arm you with all the info you need, help you steer clear of the traps and sort you out with the best possible deal from the bank. We've even put together a handy First Home Buyers Guide  with answers to questions you probably haven't come up with yet.

We've built our entire business around making sure the house buying process runs as smoothly as possible for you, leaving you to get on with the fun stuff, like planning your first BBQ. 

 

Why Squirrel you ask? Well - in a nutshell (ha) we've been around the block a few times. We know house buying inside out and write close to a whopping $1 billion of home loans every year, helping tons of kiwis in the process.

First home buyers sitting on a couch

So what does a Squirrel mortgage broker do?

We do a lot more than negotiate a good deal with the bank. Here's a snapshot of what we'll do for you:

  • Help you figure out how much you can afford to borrow
  • Work out where to buy your first home
  • Access property reports on potential homes
  • Help arrange inspections and valuations
  • Look over your LIM, Sale and Purchase agreement and building inspection reports (those things are loaded with jargon which we can translate for you)
  • Get you a great deal from the bank and the best structure for your mortgage
  • We're just an email or phone call away if you get stuck with something. No question is a stupid question in our books.

If you like details, here are a few more reasons to use a mortgage broker (50 to be precise).

Keys on a key target

Some tips before you get started

We've been around the block a few times, here's our advice to get you prepped:

Get your ducks in a row so you can jump on the right deal

If you’ve got all the legal and financial stuff sorted early you’ll get in first on the great properties. Almost makes you feel sorry for everyone else. Almost. Tip: we can help you with this.

Don’t settle for any old mortgage

A mortgage is a huge sum of money, which means squeezing what feels like loose change out of your bank can save you thousands of bucks in the long run. Seriously. Get your mortgage right and it's the easiest money you'll make.

The banks will do anything to make you choose them

Don’t fall for their free-tv-cash-back-free-groceries-for-a-year trickery – choose the right mortgage, and you’ll be able to buy your own TV. Being on salaries (therefore unbiased), Squirrel advisers won't get sucked into sending you to a specific bank either.

Our online application is designed to help us get to know you faster, so we can focus our time on the stuff that's most important to you.

Ready to get the ball rolling?

Knowledge is power

Stay up to date with what's happening in the property market, and get the latest tips and tricks to help with your journey to your first home.