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When he had a look at the RBNZ OCR decision, Westpac Chief Economist Dominick Stephens had a couple of choice statements.

The Reserve Bank’s new 70% LVR policy feels like a headless chicken moment.

The next Reserve Bank Official Cash Rate (OCR) announcement is on 24th April 2014.

The Reserve Bank announced today that new builds will be exempt from the recent LVR restrictions.

The Reserve Bank doesn't want you eating the cupcake, so they are putting first homebuyers on a housing diet.

Whilst economists and most commentators are talking up rates I’m going to provide a different perspective.

A lot has been happening the past few weeks that has impacts for property and investors. There is so much going on, it is hard to bridge the gap between macro and micro factors affecting property.

With wholesale interest rates tracking as low as they are, and ongoing ructions in Europe, there is plenty of keen discussion on interest rates.

As expected the official cash rate (OCR) remained unchanged today. Better still, Big Al (the "Gov") left the door open to not start pushing rates up until later in the year.

In previous posts we have shown you how to save tens of thousands in mortgage interest by leveraging short-term rates and repaying your mortgage faster. In this post we show you that long-term rates are overpriced, and that whilst mortgage rates will increase, it won't be nearly as fast as the media banter would suggest.

Stop, breathe deeply, think. If you haven't fixed yet ... don't panic.

On March 12, the Reserve Bank decreased the official cash rate (OCR) by 0.50%, from 3.50% to 3.00%.