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The Squirrel Effect is making finance fairer

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Get a mortgage

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Get a save & invest account

Fund your project

If you're developing, subdividing or building, we can help you fund it.

Find out more

What does fairer finance look like?

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A better deal on your mortgage

Our mortgage advisers get to know you, then work with all the main lenders to find a solution that fits. They're paid the same no matter which lender you end up with, so you know they're on your side.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Don't just take our word for it

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Anonymous

New Zealand

StarStarStarStarStar

Carley was amazing!

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Caleb

New Zealand

StarStarStarStarStar

Excellent communication & Advice. Thank you for all your hard work, appreciate the effort Ari put in for us!

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Sophie

New Zealand

StarStarStarStarStar

Blake provided professional, proactive and helpful advice throughout the mortgage application and home purchasing process. As a first home buyer, he provided invaluable insights and knowledge into the processes involved, empowering me to put my best foot forward and make informed decisions along the way. I really appreciated Blakes approachable and supportive communication, and the user friendly application process that Squirrel provides made applying to and comparing multiple banks easy and straightforward.

HS

Henry Siwanzi

New Zealand

StarStarStarStarStar

Tessa was amazing in guiding us through the process of purchasing our first home. Working with us from over a year before we made the purchase to get our finances in order before helping us make the purchase when we found the right house.

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

We'd love to hear from you

Give us a call on 0800 21 22 30 or send us a message and tell us what you're after.

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

Close up view of a persons legs sitting in a go kart with feet on pedals either side of the steering column

22 July 2026


Wellington property market update - July 2026

By Nick Virtue

Between global volatility and election uncertainty, it feels a bit like we've got one foot on the accelerator and one on the brake at the moment. Despite interest rates starting to track upwards, it's still very much a buyers' market out there in the Capital. Here's the latest from our resident Wellington mortgage expert, Nick Virtue.

Tortoise and a hare sitting next to each other in a field with hills in the background

22 July 2026


Christchurch property market update - July 2026

By Nathan Miglani

While the rest of the country takes more of a wait-and-see approach to global and domestic uncertainty, Christchurch continues to run its own race. Here's the latest from our resident Christchurch mortgage expert, Nathan Miglani on what's been happening across the Cantabry housing market.

Sheep standing on the side of a hill, looking out over a lake or ocean

22 July 2026


NZ property market update - July 2026

By John Bolton

Dare we say it—the economy looks like it might finally be starting to turn a corner, as strength from the agri sector starts to filter through to other areas, and a solid pipeline of major infrastructure projects looks set to give the construction industry a much needed boost. Here's the latest on interest rates, the NZ economy and housing market.