Build your nest egg by investing in property

Owning investment property isn't like winning lotto. The not-so-secret truth is that investors put a lot of energy into making their portfolio work for them.

Having the right advice and strategy is key. Whether you're just starting out or a seasoned investor, we're here to help.

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Why talk to Squirrel about investing in property?

It’s hard to play a game where the rules change as often as the weather, so keeping up with any credit policies is crucial. We keep our paw on the pulse and whether you're just starting out or looking to expand your empire (evil or otherwise), with Squirrel you'll get:

  • Better mortgage rates
  • Advice from experienced property experts
  • More options with access to bank and non-bank lending
  • Support if things don't go your way

Not sure where to begin?

Download the ultimate guide to investing in property
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At Squirrel we get to know you, your portfolio and your strategy

This makes everything that little bit easier (and cheaper)

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Expert advice

Our team of experts have first-hand experience in property investing, and love chewing the fat about property.

Options

More lending options

Part of what makes us unique is we've got relationships with all the major banks, non-banks, and access to over 5,000 P2P lenders. More options means a better deal.

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Unbiased, personalised advice

Our Mortgage Advisers are paid the same regardless of which lender they recommend, so the only motivation they have is to make you better off.

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Save money

Having the right investing strategy can save you a packet. It costs nothing to sit down with us, come up with a plan and bounce ideas around.

Get a Squirrel broker on your team now

Let us help you get the right investing strategy in place.

More lenders means more choices

And more choices means better outcomes for you

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We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

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Is your bank still the right fit for you?

Traditionally, going to the main banks for lending has always been a no-brainer. But fitting into the 'bank's box' and accessing their funds has become trickier over time.

New Zealand has lots of well-established non-banks that are hugely market competitive, more approachable and more open to lending.

Their interest rates may generally be higher, but under current credit conditions, investors must understand that accessing money is going to come at a slightly higher cost.

Talk to us about an outside-the-box solution

Growing your portfolio 101:

Some tips and tricks to keep you on the straight and narrow.

Get the Squirrel guide to property investing

We've put together a printable PDF packed with helpful information, tips and tricks to get you on your way. Sign up to get it delivered straight to your inbox.

The Squirrel guide to property investing
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It pays to keep a close eye on what interest rates are up to.

What's happening with interest rates?

Mortgage interest rates seem to change with the wind so it pays to stay up to date. Because when we’re talking hundreds of thousands of dollars, a fraction of a percent change in interest or repayment rates can save you a packet. This could mean retiring to your super yacht a few years earlier than planned.

See the latest interest rates

Let's get the ball rolling

Fill in our no-obligation online form and we’ll contact you with next steps. Or give us a call on 0800 21 22 30 to speak with one of the team right away.

Stay on top of the latest

Before you get carried away with visions of taking over the world, soak up all the knowledge you can (and impress your friends with how clever you are).

28 February 2023


Why "passive" property investment just won't cut it in the new world order

By John Bolton

"Buy anything and wait" has been all the strategy you needed to make money in property over the last few decades. But as the world enters an extended period of low growth, doing well as a property investor will require a more active approach.

27 February 2023


Past performance doesn't guarantee future returns (now, more than ever)

By John Bolton

Until recently, falling interest rates meant that no matter what you were investing in you almost couldn't go wrong... Asset prices across the board just kept going up. But those lucrative days are behind us.

2 November 2022


Why planning ahead is a must for property investors amidst the cashflow crunch

By John Bolton

Ballooning costs and tougher servicing requirements are causing a lot of headaches for property investors these days, and planning ahead has never been more important.

Property Development - doing a subdivision

The most logical place to start when dipping your toes into the property development space is subdividing a property. But although it might be a logical place to start, it’s not going to be easy or cheap. We share our tips and valuable lessons from the University of Life below.

Subdividing a property is a great way to instantly add value, but it’s expensive.

Councils will see you as a way to cover their budget shortfall with a “development contribution.” These fees average around $20,000 per dwelling. Councils will also sting you with a bunch of compliance-related costs. In Auckland, for example, you’ll pay about $7,000 per dwelling just to connect the water.

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What’s involved in subdividing a property?

To subdivide a property, first you need to:

  1. Understand what you can and cannot do according to council zoning rules
  2. Do a land survey.

When looking at a property you could subdivide, consider:

  • How steep is the section?
  • Is the section in the front or back? If it’s on a back section, how long is the drive?
  • Is the place you’ll have to dig on rock or soil?
  • Is there already drainage, water, storm water and power nearby?

Learn from our experience

We don't just sit here and tell other people what they should do; there are a few seasoned investors within Squirrel, the obvious one being Squirrel founder, JB. Watch this 5 part series about his experience of moving a house (literally picking it up and moving it to another location), why he did what he did and what he learnt.


Videos in this series:

Talk to us about your investing plans

Let us help supercharge your strategy.

Don’t just take our word for it

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See for yourself what our clients think with 1,451 five star reviews on Shopper Approved.

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Bede

New Zealand

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We were very happy with our experience dealing with Sudam, he was very professional and did a lot of work applying with different banks. He went over and above hustling to get things sorted out when we had some unexpected complications and needed to get more documentation. We would definitely recommend Squirrel and especially Sudam.

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Pip

New Zealand

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Bianca was awesome to work with! She was super professional and happy to answer all my questions, explaining everything clearly. As a first-time home buyer, I really appreciated her help. I'd definitely recommend using Squirrel in the future!

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Fraser Worthington

New Zealand

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Aatish is excellent to deal with. Gave great advice and guidance through the process. A++, would trade again.

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Mario

New Zealand

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We dealt with Emma Wallace for our first home purchase and she was excellent. Emma is knowledgeable and very sensible, she gives the necessary information and makes things easy to understand. I would highly recommend Emma to anyone who looking to buy a property.