- Get started on your mortgage
- Buying your first home, next home, investing in property or just keen to review your mortgage?
- Apply online
- Tools and advice
- How much can I borrow?
- Information for Clients
- Contact the Home Loans team
- Put your savings to work
- Earn better returns and access your money with no penalties.
- Start investing now
Mortgages in a nutshell
We're the go-to place for all things mortgages. Whether that's saving up your deposit, getting the best deal from the banks or using one of our own Squirrel mortgage solutions, we’ve got your back.
We're best at what's best for you.
Everything you need under one roof
1. Mortgage broker
We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.
2. Lender
Not everyone fits inside the bank box. That's where our own unique lending products come in.
3. Savings and investments
Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.
We've been helping Kiwis get into homes since 2008, arranging over $11 billion of mortgages. Our mortgage advice is always impartial and honest, because the only goal is to leave you better off.
Unbiased, personalised advice
Our Mortgage Advisers are paid the same regardless of which lender they recommend, meaning the only motivation they have is to make you better off.
More options for a better deal
We've got relationships with all the major lenders which means better deals, and yet more options for when you don't fit inside the square.
Your sidekick throughout the process
Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.
More lenders, more choices
Plus a network of over 5,000 peer-to-peer lenders
We have access to more lenders than other brokers, including a community of over 5,000 peer-to-peer lenders for a custom solution if you don't quite fit the bank's box.
Term investments with a conscience
Enjoy higher interest rates on your savings while helping other Kiwi by investing into a pool of Squirrel mortgages. Or simply grow your money whilst it sits in our high-interest On-Call Account.
Here's what Squirrel investors earned last month
Choose how you earn your interest
Cash
On-Call Account
5.25
Variable returns
Your money is held on trust with a major NZ registered bank, with AA- credit rating.
Conservative
Term Investment
Home Loans
7
Variable returns
Money invested in:Loans secured by residential property
Reserve fund protection
Moderate
Term Investment
Construction Loans
7.5
Variable returns
Money invested in:Loans secured by residential property
Reserve fund protection
Moderate
Term Investment
Personal Loans
7.75
Fixed returns
Money invested in:Personal loans to homeowners
Reserve fund protection
Anonymous
New Zealand
My advisor was excellent-he was responsive and explained options well to me. He followed up on what he said he would do and was great at communicating with me.[N
Rob
NZ
We loved Kat! She was always super helpful and explained things very clearly and simply. Having Kat help us at every step of the journey meant we felt confident to keep going!R
Todd
New Zealand
Alex was the best! Fast, friendly, and knowledgeable. Really helped me understand the process and got me a great set up. I will definitely be recommending him to family and friends who might need a mortgage broker. An absolute icon! 5 stars!T
Glenn
New Zealand
I phoned squirrel got Alex he had it sorted out in no time great service fast response made changing banks easy thanks Glenn and Kathryn doelG
Kelsey
New Zealand
Our adviser, Jamie, was very helpful and patient with us. He took the time to explain the process and answer all of our questions.K
Anonymous
New Zealand
Squirrel were exceptional with guiding us through a refinance. The way that our broker managed our refinance was second to none! We had tried for 3years to change lenders and Squirrel's broker was the only one that stuck with us and got us across the line
A world of insights all in one place
Keep checking back to find out what's going on in the housing market, the economy or the get inside scoop on Squirrel.
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