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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwis into homes since 2008

And we've arranged over $20 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

How much can I borrow?

Use our mortgage calculator to work out how much you can borrow for a home

Find out more about how our mortgage brokers can help you

Find out more
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Saving & investing

Grow your money faster with Squirrel whilst helping others

Open an account

Squirrel investors earned 6.44% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Let's grow your money

Use our earnings calculator to work out how much you could be earning with Squirrel

Find out more about Squirrel saving and investing

Find out more
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Don't just take our word for it

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Anonymous

New Zealand

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Excellent

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Peter

New Zealand

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Shiva was amazing, this process was so so simple, so much better than direct with the bank. Thanks

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CJ

New Zealand

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Dealing with Brad was excellent; he has provided great advice, he is a clear communicator, and has saved us money. We are already working on another refinance with Brad. Cheers Brad/Squirrel!

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Richard C

New Zealand

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Responsiveness and knowledgeable!

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwis like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

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14 May 2025

Commercial and Development

It turns out doing the right thing pays off

By Jess James

We can probably all agree that New Zealand could do with more warm, dry, energy-efficient homes—but is the added cost of building them really worth it? How do the financials stack up? Squirrel partnered with the NZ Green Building Council and Infometrics to find out. Here's what we discovered.

Read Article
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14 May 2025

Housing Market

NZ property market update - May 2025

By John Bolton

The key takeaway this month? It's a bit of a mixed bag out there right now—but, even with the global situation (which all feels pretty scary and uncertain) it's not all bad news. Here's the latest on what's been happening with interest rates, the New Zealand housing market, and the domestic and global economy.

Read Article
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14 May 2025

Housing Market

Wellington property market update - May 2025

By Nick Virtue

While first home buyer activity is picking up, conditions are still challenging for sellers—and those looking to upgrade are having to be careful about how they juggle the buying and selling process. Here's the latest on Wellington's property market, and interest rates, from our Wellington mortgage expert, Nick Virtue.

Read Article

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.

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