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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwis into homes since 2008

And we've arranged over $20 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

Find out more about how our mortgage brokers can help you

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Saving & investing

Grow your money faster with Squirrel whilst helping others

Squirrel Saving and Investing customers earned 7.42% p.a. average rate of return last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Find out more about Squirrel saving and investing

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Don't just take our word for it

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Mark Karen

New Zealand

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We've used Squirrel investment and mortgage services. On the investment front, we found it easy to use and the interest rates were excellent, selling our investments was easy when we needed to as well. Mortgage services were great too - Emma listened to what we needed, and our circumstances and got us a fantastic deal. The process was smooth from start to finish, with excellent communication and advice along the way.

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Anonymous

New Zealand

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Really happy Basil was amazing, very efficient, great communication and he worked with us to get a good result. Would recommend him to others

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Anonymous

New Zealand

StarStarStarStarStar

Once again dealing with Emma has been awesome, She just makes things happen and gets us a good deal that is why some of our Kids deal with her also

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Abrar

New Zealand

StarStarStarStarStar

It's been great having Emma Wallace on board with us. We greatly appreciate her wealth of knowledge, professionalism, guidance and prompt response.

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwis like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

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11 October 2024


Opinion: Banks aren’t passing on the benefit of lower rates where it matters

By John Bolton

Short-term fixed rates have remained stubbornly high in the wake of recent OCR cuts. But with bank margins now up near record levels, Squirrel founder JB is urging lenders to starting passing the benefits of rate cuts onto customers where it matters.

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9 October 2024


Wellington property market & OCR update - October 2024

By Nick Virtue

In what will be welcome news for borrowers, the RBNZ dropped the OCR by 0.50% on 9th October—which should mean greener shoots are on the way. Nick Virtue, one of our resident mortgage experts in Wellington, explains what it means for interest rates.

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9 October 2024


NZ property market & OCR update – October 2024

By John Bolton

The RBNZ has ramped up the pace on interest rate cuts, delivering a 0.50% reduction to the OCR on 9th October. And with more big cuts seemingly in the pipeline, here's what that means for interest rates, the wider economy and New Zealand's housing market.

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.