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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Get a mortgage

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Get a save & invest account

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwi into homes since 2008

And we've arranged over $22 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

Find out more about how our mortgage brokers can help you

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Saving & investing

Grow your money faster with Squirrel whilst helping others

Squirrel investors earned 5.18% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Find out more about Squirrel saving and investing

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Don't just take our word for it

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Doug

New Zealand

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Adam in the Dunedin office was the pillar of strength we didn't know we needed through this whole process. Quick informative responses in easy to understand language. He listened to what we wanted to do, and worked with us explaining all the pros & cons to each option, and helped us narrow down to the best solution for us. Always polite and courteous, calm and reassuring throughout. When we next need lending or financial advise, Adam will be our go to guy!! :)

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Cameron

New Zealand

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My partner and I couldn't be more impressed with Oli's help setting up our mortgage. As first home buyers, the process was daunting at first, but Oli assisted with every step. We also really appreciated Squirrel's transparency with banks they worked with and how their commission process worked. We are very satisfied with the final result and have already recommended others to Oli for his services!

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Kelly

New Zealand

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Jess was amazing from start to finish, took the entire stress out of buying our first home. Her knowledge was incredible and we feel she always went the extra mile for us

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Mark

New Zealand

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Matt was extremely professional, efficient and most of patient. Great follow up, simple explanations for any queries we had (and we had a few) and anything that required follow up with the bank was swiftly actioned. Really did make the process easy and a great outcome overall.

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

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27 May 2026


OCR & interest rates update - May 2026

By John Bolton

The RBNZ once again held the OCR steady at 2.25% on 27 May—but it was a close thing, with the Monetary Policy Committee evenly split between those opting to hold and those wanting to hike by 0.25%. Here's what happened with this week's OCR announcement, and what it means for mortgage rates and borrowers.

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27 May 2026


All eyes on interest rates: Key OCR dates to watch for in 2026

By Squirrel

With the OCR now sitting below the RBNZ's estimated 'neutral' point of 3.00%, we're officially in stimulatory rate territory—but with global forces throwing a spanner in the works, just how long we stay here remains to be seen. With that said, here's the key OCR dates you need to watch for in 2026.

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Investor update - May 2026

By Dave Tyrer

In this month's investor update — interest rates are on the move, and it's good news for investors. Plus an update on investor wait times and time to sell on Squirrel's secondary market.

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.