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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

Book a chat
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We’ve been helping Kiwi into homes since 2008

And we've arranged over $22 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

How much can I borrow?

Use our mortgage calculator to work out how much you can borrow for a home

Find out more about how our mortgage brokers can help you

Find out more
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Saving & investing

Grow your money faster with Squirrel whilst helping others

Open an account

Squirrel investors earned 6.16% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Let's grow your money

Use our earnings calculator to work out how much you could be earning with Squirrel

Find out more about Squirrel saving and investing

Find out more
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Don't just take our word for it

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James

New Zealand

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Fantastic to deal with, makes everything very effortless and provides great advice

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Jason

New Zealand

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Kyle was so helpful. Gave us ideas to restructure our mortgage we have not thought about. Very informative and professional! We will certainly use again and recommend his services.

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Hayley

New Zealand

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Amazing service, Matt made it easy, hassle free and was very efficient. He provided the best option to suit my requirements. Extremely happy with the service and will definitely use Squirrel again in the future.

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Rutger K

New Zealand

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Easy and straightforward. Had all my questions answered

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

Punnets of seedlings around a clock

15 October 2025

Housing Market

NZ property market update - October 2025

By John Bolton

Could it be? Are things finally starting to turn a corner? With interest rates now firmly in stimulatory territory, and more green shoots starting to appear, things are feeling more positive out there. Here's the latest on interest rates, the economy and NZ housing market from over the last few weeks.

Read Article
Puppy bounding through a grassy field

15 October 2025

Housing Market

Christchurch property market update - October 2025

By Nathan Miglani

With interest rates down even further, and a healthy dose of spring optimism in the air, the Christchurch housing market has a renewed sense of energy about it this month. Here's the latest on what's been happening with interest rates, house prices and the broader Canterbury housing market in recent weeks.

Read Article
Kopuru development in Whenuapai, Tuakiri Property

15 October 2025

Commercial and Development

Development spotlight: Getting it right in Whenuapai

By John Bolton

Developments with thoughtful design, style and more green spaces are exactly the kinds of development Auckland needs more of—and Tuakiri's new Kopuru development in Whenuapai delivers in spades.

Read Article

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.

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