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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwi into homes since 2008

And we've arranged over $20 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

How much can I borrow?

Use our mortgage calculator to work out how much you can borrow for a home

Find out more about how our mortgage brokers can help you

Find out more
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Saving & investing

Grow your money faster with Squirrel whilst helping others

Open an account

Squirrel investors earned 6.44% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Let's grow your money

Use our earnings calculator to work out how much you could be earning with Squirrel

Find out more about Squirrel saving and investing

Find out more
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Don't just take our word for it

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CJ

New Zealand

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Dealing with Brad was excellent; he has provided great advice, he is a clear communicator, and has saved us money. We are already working on another refinance with Brad. Cheers Brad/Squirrel!

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Richard C

New Zealand

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Responsiveness and knowledgeable!

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Dan Clark

New Zealand

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Awesome service from Kat McInnes. Nothing was a problem and Kat handled everything very efficiently and always friendly!

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Troy

New Zealand

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My partner and I were looking to purchase our first home, we had no idea what we were doing and the amount of information we were accessing seemed very overwhelming. We made some enquiries about brokers, made an website and were put in touch with Basil. He simplified the process right down for us, was available every step of the way and after a number of false starts, we moved into our new home yesterday. Couldn't recommend these guys more. Especially Basil, who I am now referring to anyone who I know is looking to start their home ownership journey.

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

Orange house built upside-down

1 July 2025

Commercial and Development

OPINION: Bad design—not oversupply—is what’s costing Kiwi developers sales

By John Bolton

It’s tempting to place the blame for slow off-plan sales solely on oversupply—and there are certainly pockets of the market where that’s an issue. But there’s another big force at play that’s putting buyers off new builds: and it’s bad design.

Read Article
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1 July 2025

First Home Buyers

Everything first home buyers need to know about KiwiSaver

By Squirrel

Most New Zealanders know about KiwiSaver, but not everyone knows how it can benefit you as a potential home buyer, or how the process works when you want to use it.

Read Article
Woman sitting on a couch with her head in her hands, while a man (her partner) stands behind the couch looking at his phone

25 June 2025

Housing Market

What happens to your mortgage in a divorce?

By John Bolton

If you're going through a divorce, you probably have a whole lot of questions about navigating changes to your mortgage, and where to next. We’ve got you covered.

Read Article

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.

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