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Home loans for humans
Life doesn’t fit on a form. That’s why we look at you, the human, not just a pile of paperwork. Our advisers listen to what you want from life and find the best way of getting you there.
We are your mortgage company.
Talking to a Squirrel mortgage broker won't cost you anything
Our unbiased Mortgage Advisers are paid salaries, meaning the only motivation they have is to make you better off.
We've got relationships with all the major banks which means more options, and a better solution for you.
Whether buying your first home or reviewing your mortgage you’ll be assigned your own personal adviser to guide you through your journey.
We've been helping Kiwis get into homes since 2008, arranging over $7 billion of mortgages. Our advice is always impartial and honest, because the only goal is to leave you better off.
More banks, more choices
Plus a network of over 1,000 peer-to-peer lenders
Not only do we have access to more banks than other brokers, but we have a community of over 1,000 peer-to-peer lenders for a custom solution if you don't quite fit the bank's box.
Change the way you invest your money
Make your hard-earned money work hard for you with term investments. By investing through our marketplace, your lending is helping someone get ahead while getting better returns for you. Win-win.
Great returns between 4% and 7.5%p.a.
With regular repayments and competitive returns, investing your money has never been easier. The full investing process is 100% online and we've worked hard to make it as simple as possible.
Investors have received over $3 million in interest
Our investors have never had a missed payment to date, and we intend to keep it that way. Choose from three investment classes.
Why choose Squirrel as your mortgage company
Your messy family, questionable past and your dreams for the future - you can't capture it all in a bunch of tick boxes. But when you're making the biggest financial decision of your life, that's what you're asked to do. Which is kind of absurd. Our advisers know how to look beyond the boxes and most importantly, we want to. Here's what you'll get with Squirrel.
Salaried Advisers for unbiased advice
Our Mortgage Advisers are experts at what they do and there's nothing in it for them to push you into something that doesn't fit.
Smart tech, less admin, more value
With smart tech doing lots of the heavy lifting, your adviser can spend more time on the important stuff - like getting to know you, and walking you through every step.
More lending solutions than anyone else
We've got relationships with all the major banks and we're totally unbiased (this is more unusual than you might think). And more options? That adds up to better rates and better solutions.
We don't charge for our service
In most cases our service is free. We've been doing this over 12 years and settled over $6 billion in mortgages so yep, our advisers have seen it all.
Liqi
Kumeu, New Zealand
I would like say Peimin was very helpful and patient with me as i had a lot of questions to ask especially with being the first time i used squirrel.L
James
Auckland, New Zealand
My mortgage was quite complicated and especially during Covid-19 , Kyle had his work cut out for him and he got it sorted for me!J
Geraldine
Auckland, New Zealand
I was very impressed with Eleanor, she guided me through the whole process and was very supportive, and really helped me on my journey as a first time home buyer in New Zealand.G
Dan
Paraparaumu, New Zealand
We had a really complicated transaction and we had never done this before. BUT, Kyle and his ability to negotiate and deal with ASB bank was absolutely amazing!D
Dean
Invercargill, [New Zealand]
squirrel done a great job and got the finance we needed after having trouble ourselves so we couldnt have done it without youD
Hakeai
Auckland, [New Zealand]
My wife and I had a great experience getting a home loan JB & Elleanor. Great boss and staff!!! Keep up the great work.H
Alexandra
Auckland, New Zealand
Eleanor was great deal with. Everything moved very quickly and as first home buyers Eleanor helped us through each step and made it very easy.A
Jason
Auckland, New Zealand
Ben has a wealth of knowledge and experience. It helped us to make the best decision for our circumstancesJ
Meet the nutter behind Squirrel
Back in 2008 John Bolton, better known as JB, decided there had to be a better way for Kiwis to get onto the property ladder, and get a mortgage without being gobbled up by the big banks. So he left the corporate world, cashed in his superannuation and started Squirrel at the height of the global financial crisis (against all odds).
Read more about the history of Squirrel
A world of insights all in one place
Keep checking back to find out what's going on in the housing market, the economy or the get inside scoop on Squirrel.
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