Squirrel
Log in
SwooshSwoosh
SwooshSwoosh

WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

StarStarStarStarStar
hero banner image
SwooshSwoosh

Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

icon of a house with ground

A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

icon of hand with coins

Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

icon of a piggy bank

Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

Book a chat
Swoosh

We’ve been helping Kiwi into homes since 2008

And we've arranged over $22 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

Back of woman holding up painting, next to pile of boxes

We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

How much can I borrow?

Use our mortgage calculator to work out how much you can borrow for a home

Find out more about how our mortgage brokers can help you

Find out more
Swoosh

Saving & investing

Grow your money faster with Squirrel whilst helping others

Open an account

Squirrel investors earned 5.67% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

Couple looking at phone

Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Let's grow your money

Use our earnings calculator to work out how much you could be earning with Squirrel

Find out more about Squirrel saving and investing

Find out more
Swoosh

Don't just take our word for it

StarStarStarStarStar
EH

Eve H

New Zealand

StarStarStarStarStar

We were really happy with the advice and service we recieved from Tasmania. Of note was the advice around staying on the floating rate prior to the OCR announcement, saving us thousands off our mortgage so wo lock in the lower rate. Tas was great in following up with us on what we needed to get in and timelines and we would use and recommend him in the future.

A

Anonymous

New Zealand

StarStarStarStarStar

Was a great experience and really helped us financially

K

Kevin

New Zealand

StarStarStarStarStar

Great communication. Through a mortgage process can be stressful however Squirrel took all the stress away and we ended up with a fantastic product

D

Danielle

New Zealand

StarStarStarStarStar

Amazing help from Nelson and Angela, always a quick message away and made the process of buying a house so much easier. Absolutely recommend!

More lenders means more choices

ASB Logo
ANZ Logo
BNZ Logo
Kiwibank Logo
Westpac Logo
TSB Logo
SBS Logo
Co-Op Logo
AIA Logo
Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

Person drawing a smiley face sun in sand

12 December 2025

Housing Market

Christchurch property market update – Outlook for 2026

By Nathan Miglani

It's been a year of big moves and changes—but with interest rates down, and house prices up, the Christchurch housing market is rounding out 2025 on a positive note. Here's the latest from our resident Christchurch mortgage expert, Nathan Miglani.

Read Article
Latest interest rates & property market updates

12 December 2025

Housing Market

Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading. 

Read Article
Construction worker measuring foundations on a building site

11 December 2025

Commercial and Development

Unpacking the proposed RMA reforms: What will make a difference (and what won't)

By John Bolton

Government has just unveiled its latest round of proposed changes to the Resource Management Act—and, dare we say it, they feel like a step in the right direction. Here's our take on which of the changes stands to have the biggest positive impact for developers in New Zealand.

Read Article

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.

Call nowSend us a message