The Squirrel Effect is making finance fairer
Get a mortgage
If it’s a home loan you need, our expert mortgage advisers will get you the best deal.
Grow your money
If you want to earn higher interest on your savings, check out our great options.
Fund your project
If you're developing, subdividing or building, we can help you fund it.
What does fairer finance look like?
A better deal on your mortgage
Our mortgage advisers get to know you, then work with all the main lenders to find a solution that fits. They're paid the same no matter which lender you end up with, so you know they're on your side.
Bespoke funding
End-to-end funding for builders and developers designed to make your money work harder and manage your risk.
Higher returns on your savings
Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.
Don't just take our word for it
Caleb
New Zealand
Excellent communication & Advice. Thank you for all your hard work, appreciate the effort Ari put in for us!
Sophie
New Zealand
Blake provided professional, proactive and helpful advice throughout the mortgage application and home purchasing process. As a first home buyer, he provided invaluable insights and knowledge into the processes involved, empowering me to put my best foot forward and make informed decisions along the way. I really appreciated Blakes approachable and supportive communication, and the user friendly application process that Squirrel provides made applying to and comparing multiple banks easy and straightforward.
Henry Siwanzi
New Zealand
Tessa was amazing in guiding us through the process of purchasing our first home. Working with us from over a year before we made the purchase to get our finances in order before helping us make the purchase when we found the right house.
Viliame
New Zealand
As first-home buyers, we truly appreciated Sudam's guidance, patience, and clear communication every step of the way. He made what initially felt like a stressful process much smoother and much easier to understand. We're very grateful for all the effort Sudam put into helping us secure the right loan structure and competitive rates. Reaching this milestone is incredibly exciting for us, and we're glad to have had his support throughout the entire journey. Thank you, Sudam, for helping make our dream of homeownership a reality.
More lenders means more choices
Meet our friendly mortgage advisers
We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.
We'd love to hear from you
Give us a call on 0800 21 22 30 or send us a message and tell us what you're after.
Views from The Treehouse
Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.
Watch the latest interest rates and property market updates
Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading.
Ranking New Zealand's best and worst savings accounts
Not all savings accounts are created equal, and it's worth knowing what all your options are so you can get set up with the one that best suits your savings goals. Here, we've pulled together a wrap-up of the different savings accounts available across New Zealand's main retail banks.
Wellington property market update - July 2026
Between global volatility and election uncertainty, it feels a bit like we've got one foot on the accelerator and one on the brake at the moment. Despite interest rates starting to track upwards, it's still very much a buyers' market out there in the Capital. Here's the latest from our resident Wellington mortgage expert, Nick Virtue.