The Squirrel Effect is making finance fairer
Get a mortgage
If it’s a home loan you need, our expert mortgage advisers will get you the best deal.
Grow your money
If you want to earn higher interest on your savings, check out our great options.
Fund your project
If you're developing, subdividing or building, we can help you fund it.
What does fairer finance look like?
A better deal on your mortgage
Our mortgage advisers get to know you, then work with all the main lenders to find a solution that fits. They're paid the same no matter which lender you end up with, so you know they're on your side.
Higher returns on your savings
Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.
Bespoke funding
End-to-end funding for builders and developers designed to make your money work harder and manage your risk.
Don't just take our word for it
Brad
New Zealand
Great team and great advice
Sonja Koenig
New Zealand
It felt very simple. Super friendly/ lots of laughs. Approachable and strait forward.
Anonymous
New Zealand
Peimin was great to work with, knowledgeable, responsive and friendly!
Linda G
New Zealand
Gemma is the best, can't rate her professionalism, communication and efficiency enough, she was amazing!
More lenders means more choices
Meet our friendly mortgage advisers
We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.
We'd love to hear from you
Give us a call on 0800 21 22 30 or send us a message and tell us what you're after.
Views from The Treehouse
Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.
Watch the latest interest rates and property market updates
Watch our latest update on interest rates and the property market – covering house prices, the economy, the OCR and where mortgage rates might be heading.
All eyes on interest rates: Key OCR dates to watch for in 2026 & 2027
The OCR has officially started its transition from stimulatory to more 'neutral' territory, but the RBNZ faces a careful balancing act which means the path ahead for interest rates is far from straightforward. Here are the key OCR to watch out for over the rest of 2026 and into 2027.
OCR & interest rates update - October 2026
The RBNZ held the Official Cash Rate steady at 2.75% on 28 October, bucking widespread market expectations of an increase. Here, we dive into the economic context behind the decision, as well as what it means for mortgage rates and borrowers.