Get a home loan approval in less than 24 hours.

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The Squirrel Effect is making finance fairer

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Get a mortgage

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Get a save & invest account

Fund your project

If you're developing, subdividing or building, we can help you fund it.

Find out more

What does fairer finance look like?

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A better deal on your mortgage

Our mortgage advisers get to know you, then work with all the main lenders to find a solution that fits. They're paid the same no matter which lender you end up with, so you know they're on your side.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

Don't just take our word for it

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Linda G

New Zealand

StarStarStarStarStar

Gemma is the best, can't rate her professionalism, communication and efficiency enough, she was amazing!

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Anonymous

New Zealand

StarStarStarStarStar

Could not be happier with the service we got from Peimin - this is the second time we have used her to get a home loan because we were so impressed with her work. She was very thorough and hustled to get us approval quickly.

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Anonymous

New Zealand

StarStarStarStarStar

Very good customer service.

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Tracey

New Zealand

StarStarStarStarStar

We had the BEST home buying experience with Stevie Wallace our mortgage advisor and Charles Wilson the account manager! Stevie was just amazing and I can't thank her enough for all the guidance we received during our house hunting and purchasing experience! We ended up buying our dream home and Stevie got us the best rates and was more than happy to answer all my texts and calls. Charles was super efficient with what documents were required from us and we were kept updated at every step of the process. Thanks team! Jeremy and I are your biggest fans :)

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

We'd love to hear from you

Give us a call on 0800 21 22 30 or send us a message and tell us what you're after.

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

People sitting at a polling booth

12 November 2026


Wellington property market update - November 2026

By Nick Virtue

Wellington's housing market is showing a few signs of life, but there's still a way to go before things really turn a corner. Meanwhile, between the election, interest rates and everything happening overseas, there's plenty to unpack. Here's the latest from our resident Wellington mortgage expert, Nick Virtue.

A young man and women talking looking at a laptop

12 November 2026


Christchurch property market update - November 2026

By Nathan Miglani

While much of New Zealand's housing market is still struggling to find its feet, Canterbury continues to buck the trend. Here's the latest on what's happening across the Christchurch property market, how things are shaping up for buyers, and what the election and interest rates could mean heading into 2027.

Row of people sitting and waiting for a job interview

12 November 2026


NZ property market update - November 2026

By John Bolton

With global uncertainty continuing to weigh on our economic recovery, and the RBNZ facing some tricky decisions on interest rates, the path ahead is far from straightforward. Here's the latest from Squirrel founder, JB, on what's been happening in the economy, with interest rates and across New Zealand's housing market.