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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Get a mortgage

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Get a save & invest account

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwi into homes since 2008

And we've arranged over $22 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

How much can I borrow?

Use our mortgage calculator to work out how much you can borrow for a home

Find out more about how our mortgage brokers can help you

Find out more
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Saving & investing

Grow your money faster with Squirrel whilst helping others

Open an account

Squirrel investors earned 5.18% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Let's grow your money

Use our earnings calculator to work out how much you could be earning with Squirrel

Find out more about Squirrel saving and investing

Find out more
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Don't just take our word for it

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Kelly

New Zealand

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Jess was amazing from start to finish, took the entire stress out of buying our first home. Her knowledge was incredible and we feel she always went the extra mile for us

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Mark

New Zealand

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Matt was extremely professional, efficient and most of patient. Great follow up, simple explanations for any queries we had (and we had a few) and anything that required follow up with the bank was swiftly actioned. Really did make the process easy and a great outcome overall.

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Anonymous

New Zealand

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Very happy with the clear and transparent advice provided by Mayank. He was prompt and very helpful!

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Ashley

New Zealand

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Bianca went above and beyond to ensure that we got the best outcome for our loan. We would not hesitate in using Squirrel for any future business we required.

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

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8 June 2026

Housing Market

Wellington property market update - June 2026

By Nick Virtue

Good news for anyone looking to get on the property ladder in our nation's Capital—it's very much a buyers' market out there in Wellington at the moment, and looks set to stay that way for a while yet. Here's the latest on house prices, interest rates, and the broader economy from our resident Wellington mortgage expert, Nick Virtue.

Read Article
"Yes, no, yes, no....maybe" in black block letters on a white tray

8 June 2026

Housing Market

Christchurch property market update - June 2026

By Nathan Miglani

Global uncertainty has slowed some of the positive momentum Christchurch was seeing at the start of the year—but there's still plenty happening across the Canterbury housing market, it just means buyers are able to take their time. Here's the latest from our resident Christchurch mortgage expert, Nathan Miglani.

Read Article
Spacesuit floating inside a warehouse-type environment

8 June 2026

Housing Market

NZ property market update - June 2026

By John Bolton

It feels like we're in stasis at the moment—things aren't necessarily going backwards, but they're not getting better in a hurry either. But there are some silver linings out there, especially for first home buyers. Here's the latest on interest rates, the New Zealand housing market and economy.

Read Article

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.

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