Get started on your mortgage
Buying your first home, investing in property or just keen to review your mortgage?
Fill out our online applicationMore than a mortgage broker
Whether you’re a first home buyer, reviewing your existing mortgage or a property investor, we’re here to help you make informed, forward thinking decisions. Our advisers work hard to make buying property easy and in most cases, it won’t cost you a cent.
Ready to get started?
Why choose Squirrel to sort your home loan?
- Better mortgage rates
- More lending options
- Expert property and lending advice
- Better technology
- Our advisers are paid salaries, not commission
We've settled over $5 billion in mortgages. And because we're always scouring the market for a better deal, you can count on us to drag more money out of those fat cats.
Better mortgage rates
We arrange around $1billion of loans per year which gives us negotiating power and access to better rates.
More choices
We deal with more lenders than other brokers, giving you more options.
Our advisers are paid salaries, not commission
This means our advice is impartial, and you know you won't get pushed into a loan you don't want, or can't afford.
Better technology
Our online application takes less than 10 minutes, and will help us focus on what's most important to you.
More banks, more choices
Don't settle for any old mortgage
We’ll compare all the main banks and weigh up the options, so you don’t have to. We’ll answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Our clients love what we do
See for yourself what our clients think with over 1134 5 star reviews on Shopper Approved.
Eva
Auckland , New Zealand
Emma was fantastic to deal with. She was fast to respond to emails and always took the time to answer all of our questions, no matter how trivial. She managed to get us a great rate, and provided us with some valuable advice as first home buyers.E
Lutz H
Auckland, New Zealand
Lindsay was very thorough and approachable. Nothing was ever a problem and his attention to detail is outstanding. Felt safe and in good hands.LH
Maria N
Our broker was always on hand to answer queries and provided open and honest information and assistance. This was our first rental property we had purchased and we were very satisfied with the mortgage outcome and would recommend this service to others.MN
Venkata M
Wellington, New Zealand
The whole process went very smooth with squirrel. The person handled my case was very much interacted with me and explained every case in a very tidy way since it's my first mortgage. I have quite recommended few friends already. ThanksVM
Kerry W
Auckland, New Zealand
Squirrel arranged our finance, living in Wellington we liaised via email & phone which worked perfectly, was easy & stress free, highly recommend & will definately used Squirrel againKW
Jordon W
Sudam was great! Very helpful and very informative. I was pleased with everything and would highly recommend squirrel, especially Sudam. Thank you so much for all the work that was put in to get us into our first home.JW
Kahu S
Auckland, New Zealand
I liked there services, gave me options and a better understanding on what best suits my loan type very grateful for there professional staff have recommended to other family members.KS
Kyle
Emma was ultra responsive, very helpful and made the mortgage process for a first time buyer (from overseas) super simple and pain free. Would highly recommend her and Squirrel! Planning to get in touch on the next purchase.K
Get your mortgage right and it's the easiest money you'll make
Our team of mortgage brokers are whizzes at perfecting a mortgage structure.
Rather than putting all your eggs in one basket at one interest rate, depending on your situation we'll usually advise splitting your mortgage across different terms and rates. We’re pretty clued up about the economy and rate movement so we’ll help you make an informed decision.
Why bother getting so technical?
The devil is really in the detail. When we’re talking hundreds of thousands of dollars, a fraction of a percent change in interest or repayment rates can save you a packet. This could mean retiring to your super yacht a few years earlier than planned. If that's your thing.
1.
We’ll chat with you to understand your financial situation and what you’re wanting to achieve.
2.
Your adviser can provide honest feedback on any potential properties, and answer questions you’ve got along the way.
3.
We’ll work with the banks to get you a hot rate. We’ve got access to them all which means more options for you and we can squeeze out the most competitive rates.
4.
Work out the best structure to suit your lifestyle, and negotiate your mortgage for you.
5.
Together we can build a plan to help you get mortgage-free faster. You might be amazed at what small things you can do to shave years off your mortgage.
6.
We don’t ‘set and forget’. Your adviser is always a phone call or email away and down the track we’ll help you when your fixed rate rolls over, and beyond.
We've picked up a few awards along along the way
Stay on top of the property market
It doesn’t matter how fresh you are, someone has been in your shoes before. We’ve written a lot about all of the aspects of buying a property. Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog and get up with the property game.
Mortgage Rate Forecast 2019 and 2020
Our view is that mortgage rates will stay low for the foreseeable future, but they are unlikely to drop much further...
Is now a good time to buy property in New Zealand?
When prices are going up, everyone seems happy to pay ever increasing prices and nobody questions whether or not it ...
Five reasons to review your mortgage now
A mortgage isn't something you set and forget. It should be reviewed regularly with the ups, downs, plot twists of l...
See why our clients love us
See for yourself what our clients think with over 1134 5 star reviews on Shopper Approved.
Eva
Auckland , New Zealand
Emma was fantastic to deal with. She was fast to respond to emails and always took the time to answer all of our questions, no matter how trivial. She managed to get us a great rate, and provided us with some valuable advice as first home buyers.E
Lutz H
Auckland, New Zealand
Lindsay was very thorough and approachable. Nothing was ever a problem and his attention to detail is outstanding. Felt safe and in good hands.LH
Maria N
Our broker was always on hand to answer queries and provided open and honest information and assistance. This was our first rental property we had purchased and we were very satisfied with the mortgage outcome and would recommend this service to others.MN
Venkata M
Wellington, New Zealand
The whole process went very smooth with squirrel. The person handled my case was very much interacted with me and explained every case in a very tidy way since it's my first mortgage. I have quite recommended few friends already. ThanksVM
Kerry W
Auckland, New Zealand
Squirrel arranged our finance, living in Wellington we liaised via email & phone which worked perfectly, was easy & stress free, highly recommend & will definately used Squirrel againKW
Jordon W
Sudam was great! Very helpful and very informative. I was pleased with everything and would highly recommend squirrel, especially Sudam. Thank you so much for all the work that was put in to get us into our first home.JW
Kahu S
Auckland, New Zealand
I liked there services, gave me options and a better understanding on what best suits my loan type very grateful for there professional staff have recommended to other family members.KS
Kyle
Emma was ultra responsive, very helpful and made the mortgage process for a first time buyer (from overseas) super simple and pain free. Would highly recommend her and Squirrel! Planning to get in touch on the next purchase.K
