Get started on your mortgage
Buying your first home, investing in property or just keen to review your mortgage?
Fill out our online application
More than a mortgage broker
Whether you’re a first home buyer, reviewing your existing mortgage or a property investor, we’re here to help you make informed, forward thinking decisions. Our advisers work hard to make buying property easy and in most cases, it won’t cost you a cent.
Ready to get started?
Why choose Squirrel to sort your home loan?
- Better mortgage rates
- More lending options
- Expert property and lending advice
- Better technology
- Our advisers are paid salaries, not commission
We've settled over $6 billion in mortgages. And because we're always scouring the market for a better deal, you can count on us to drag more money out of those fat cats.
Better mortgage rates
We arrange around $1billion of loans per year which gives us negotiating power and access to better rates.
More options
We have access to more banks than other brokers, plus our community of 1,500 + peer-to-peer lenders looking to fund a person like you. And more options add up to better rates.
Our advisers are paid salaries, not commission
This means our advice is impartial, and you know you won't get pushed into a loan you don't want, or can't afford.
Better technology
Our online application takes less than 10 minutes, and will help us focus on what's most important to you.
More banks, more choices
Not only do we have access to more banks than other brokers, but we have a community of over 1,500 peer-to-peer lenders for a custom solution if you don't quite fit the 'bank's box'.
Don't settle for any old mortgage
We’ll compare all the main banks and weigh up the options, so you don’t have to. We’ll answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Our clients love what we do
Kim
Auckland, [New Zealand]
Marilize was very patient, guiding us through a new build. Since then she has kindly helped my daughter and partner and set them up with what they need to do to get a mortgage in the future. We would happily recommend her to our friends. Kim and Neil FordK
Michael
Auckland, New Zealand
Peimin is very helpful and done a great job! With her help we purchase our first home, we feel so lucky we've chosen Squirrel and we know we will continue working with them for many years to come.M
Andrew
Auckland, New Zealand
Lindsay was amazing, he done so much work on our behalf. He killed it getting us the best deals. I was completely new to the experience and it was amazing!A
Tobi
, New Zealand
Everything was professional, personal and I never felt like a number. Aatish formed a relationship with us and was very thorough and always had our best interests in mind.T
Prebashni
Wellington, New Zealand
Emma is amazing. She was there for us 24/7. Was always ready and answered all of our questions in a very quick turn-around. I will highly recommend Emma and Squirrel to anyone that needs a broker!P
Enrico
Auckland, New Zealand
Ben was brilliant! Easy to work with and talk to. We did all of this during COVID and I wouldn't be able to tell him apart if I were to pass him on the street, but I would recommend him to anyone and everyone!E
Chantelle
Wellington, New Zealand
Squirrel has been amazing! We would not have got our house without Matt's advice. We felt really taken care of and our needs were taken care of. Exceptional customer service!C
Edgar
Auckland, New Zealand
Marilze was really good, genuine and empathetic. She got us the best deal that was out there on the market for us!E
Get your mortgage right and it's the easiest money you'll make
Our team of mortgage brokers are whizzes at perfecting a mortgage structure.
Rather than putting all your eggs in one basket at one interest rate, depending on your situation we'll usually advise splitting your mortgage across different terms and rates. We’re pretty clued up about the economy and rate movement so we’ll help you make an informed decision.
Why bother getting so technical?
The devil is really in the detail. When we’re talking hundreds of thousands of dollars, a fraction of a percent change in interest or repayment rates can save you a packet. This could mean retiring to your super yacht a few years earlier than planned. If that's your thing.
1.
We’ll chat with you to understand your financial situation and what you’re wanting to achieve.
2.
Your adviser can provide honest feedback on any potential properties, and answer questions you’ve got along the way.
3.
We’ll work with the banks to get you a hot rate. We’ve got access to them all, plus a community of willing peer-to-peer lenders for custom solutions when needed. More options for you means better rates.
4.
Work out the best structure to suit your lifestyle, and negotiate your mortgage for you.
5.
Together we can build a plan to help you get mortgage-free faster. You might be amazed at what small things you can do to shave years off your mortgage.
6.
We don’t ‘set and forget’. Your adviser is always a phone call or email away and down the track we’ll help you when your fixed rate rolls over, and beyond.
We've picked up a few awards along the way
Stay on top of the property market
It doesn’t matter how fresh you are, someone has been in your shoes before. We’ve written a lot about all of the aspects of buying a property. Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog and get up with the property game.
Tony Alexander: The pessimists have been wrong every time
There is a certain moralistic view which many analysts have of the housing market. It goes along the lines that peop...
Beyond 2020 | The next Housing Boom
After a short hiatus and a 5%-10% fall in house prices, I’m going out on a limb given the current market pessimism a...
What I’d do if I was a first home buyer in 2020
There’s a lot of mixed messages out there about property at the moment. Some is from complete pessimists who think t...
See why our clients love us
Kim
Auckland, [New Zealand]
Marilize was very patient, guiding us through a new build. Since then she has kindly helped my daughter and partner and set them up with what they need to do to get a mortgage in the future. We would happily recommend her to our friends. Kim and Neil FordK
Michael
Auckland, New Zealand
Peimin is very helpful and done a great job! With her help we purchase our first home, we feel so lucky we've chosen Squirrel and we know we will continue working with them for many years to come.M
Andrew
Auckland, New Zealand
Lindsay was amazing, he done so much work on our behalf. He killed it getting us the best deals. I was completely new to the experience and it was amazing!A
Tobi
, New Zealand
Everything was professional, personal and I never felt like a number. Aatish formed a relationship with us and was very thorough and always had our best interests in mind.T
Prebashni
Wellington, New Zealand
Emma is amazing. She was there for us 24/7. Was always ready and answered all of our questions in a very quick turn-around. I will highly recommend Emma and Squirrel to anyone that needs a broker!P
Enrico
Auckland, New Zealand
Ben was brilliant! Easy to work with and talk to. We did all of this during COVID and I wouldn't be able to tell him apart if I were to pass him on the street, but I would recommend him to anyone and everyone!E
Chantelle
Wellington, New Zealand
Squirrel has been amazing! We would not have got our house without Matt's advice. We felt really taken care of and our needs were taken care of. Exceptional customer service!C
Edgar
Auckland, New Zealand
Marilze was really good, genuine and empathetic. She got us the best deal that was out there on the market for us!E
