Get started on your mortgage
Buying your first home, investing in property or just keen to review your mortgage?
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More than a mortgage broker
Whether you’re a first home buyer, reviewing your existing mortgage or a property investor, we’re here to help you make informed, forward thinking decisions. Our advisers work hard to make buying property easy and in most cases, it won’t cost you a cent.
Ready to get started?
Why choose Squirrel to sort your home loan?
- Better mortgage rates
- More lending options
- Expert property and lending advice
- Better technology
- Our advisers are paid salaries, not commission
We've settled over $7 billion in mortgages. And because we're always scouring the market for a better deal, you can count on us to drag more money out of those fat cats.
Better mortgage rates
We arrange around $1billion of loans per year which gives us negotiating power and access to better rates.
More options
We have access to more banks than other brokers, plus our community of 1,500 + peer-to-peer lenders looking to fund a person like you. And more options add up to better rates.
Our advisers are paid salaries, not commission
This means our advice is impartial, and you know you won't get pushed into a loan you don't want, or can't afford.
Better technology
Our online application takes less than 10 minutes, and will help us focus on what's most important to you.
More banks, more choices
Not only do we have access to more banks than other brokers, but we have a community of over 1,500 peer-to-peer lenders for a custom solution if you don't quite fit the 'bank's box'.
Don't settle for any old mortgage
We’ll compare all the main banks and weigh up the options, so you don’t have to. We’ll answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Liqi
Kumeu, New Zealand
I would like say Peimin was very helpful and patient with me as i had a lot of questions to ask especially with being the first time i used squirrel.L
James
Auckland, New Zealand
My mortgage was quite complicated and especially during Covid-19 , Kyle had his work cut out for him and he got it sorted for me!J
Geraldine
Auckland, New Zealand
I was very impressed with Eleanor, she guided me through the whole process and was very supportive, and really helped me on my journey as a first time home buyer in New Zealand.G
Dan
Paraparaumu, New Zealand
We had a really complicated transaction and we had never done this before. BUT, Kyle and his ability to negotiate and deal with ASB bank was absolutely amazing!D
Dean
Invercargill, [New Zealand]
squirrel done a great job and got the finance we needed after having trouble ourselves so we couldnt have done it without youD
Hakeai
Auckland, [New Zealand]
My wife and I had a great experience getting a home loan JB & Elleanor. Great boss and staff!!! Keep up the great work.H
Alexandra
Auckland, New Zealand
Eleanor was great deal with. Everything moved very quickly and as first home buyers Eleanor helped us through each step and made it very easy.A
Jason
Auckland, New Zealand
Ben has a wealth of knowledge and experience. It helped us to make the best decision for our circumstancesJ
Get your mortgage right and it's the easiest money you'll make
Our team of mortgage brokers are whizzes at perfecting a mortgage structure.
Rather than putting all your eggs in one basket at one interest rate, depending on your situation we'll usually advise splitting your mortgage across different terms and rates. We’re pretty clued up about the economy and rate movement so we’ll help you make an informed decision.
Why bother getting so technical?
The devil is really in the detail. When we’re talking hundreds of thousands of dollars, a fraction of a percent change in interest or repayment rates can save you a packet. This could mean retiring to your super yacht a few years earlier than planned. If that's your thing.
1.
We’ll chat with you to understand your financial situation and what you’re wanting to achieve.
2.
Your adviser can provide honest feedback on any potential properties, and answer questions you’ve got along the way.
3.
We’ll work with the banks to get you a hot rate. We’ve got access to them all, plus a community of willing peer-to-peer lenders for custom solutions when needed. More options for you means better rates.
4.
Work out the best structure to suit your lifestyle, and negotiate your mortgage for you.
5.
Together we can build a plan to help you get mortgage-free faster. You might be amazed at what small things you can do to shave years off your mortgage.
6.
We don’t ‘set and forget’. Your adviser is always a phone call or email away and down the track we’ll help you when your fixed rate rolls over, and beyond.
We've picked up a few awards along the way
Stay on top of the property market
It doesn’t matter how fresh you are, someone has been in your shoes before. We’ve written a lot about all of the aspects of buying a property. Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog and get up with the property game.
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After a short hiatus and a 5%-10% fall in house prices, I’m going out on a limb given the current market pessimism a...
What I’d do if I was a first home buyer in 2020
There’s a lot of mixed messages out there about property at the moment. Some is from complete pessimists who think t...
Liqi
Kumeu, New Zealand
I would like say Peimin was very helpful and patient with me as i had a lot of questions to ask especially with being the first time i used squirrel.L
James
Auckland, New Zealand
My mortgage was quite complicated and especially during Covid-19 , Kyle had his work cut out for him and he got it sorted for me!J
Geraldine
Auckland, New Zealand
I was very impressed with Eleanor, she guided me through the whole process and was very supportive, and really helped me on my journey as a first time home buyer in New Zealand.G
Dan
Paraparaumu, New Zealand
We had a really complicated transaction and we had never done this before. BUT, Kyle and his ability to negotiate and deal with ASB bank was absolutely amazing!D
Dean
Invercargill, [New Zealand]
squirrel done a great job and got the finance we needed after having trouble ourselves so we couldnt have done it without youD
Hakeai
Auckland, [New Zealand]
My wife and I had a great experience getting a home loan JB & Elleanor. Great boss and staff!!! Keep up the great work.H
Alexandra
Auckland, New Zealand
Eleanor was great deal with. Everything moved very quickly and as first home buyers Eleanor helped us through each step and made it very easy.A
Jason
Auckland, New Zealand
Ben has a wealth of knowledge and experience. It helped us to make the best decision for our circumstancesJ
