We'll answer these and more. Our brokers are here to make the process easier, so you can spend more time on the important stuff like searching for your next dream home.
We'll make sure your mortgage is taken care of when you move house and ensure you've got the best rate and mortgage structure.
We've got relationships with all the banks, plus non-banks too. More options means a better deal for you.
This means you receive impartial advice and there's no incentive to push you into a loan you don't want or can't service.
We love putting properties under the microscope. When you find a potential home, we'll check it out and make sure you're not buying a lemon.
What a lot of people don’t realise is when you move house, you can move your mortgage with it.
Say you’ve got a really good rate on your current mortgage and you don’t want to lose it. If you're still borrowing the same amount, we can move the mortgage rate from one property to another. This is a smooth process if settlement for both properties is the same day. Of course lining both up for the same day isn't always possible, so don't fret - there are options for that too, like bridging finance.
If you need to borrow more for the new property, we can approach the bank on your behalf and make sure you get the best deal.
When you’re repaying your loan once you’ve sold, you may have to pay break fees so before you sign anything, get in touch with one of our team to chat through your options.
In a perfect world, you'd sell your house one day and land the perfect gem the next, then settle both on the same day. But we live in the real world where that's not usually the case. If you end up buying first, there are two kinds of bridging loans you could go for:
Not only do we have access to more banks than other brokers, but we have a community of over 2,000 peer-to-peer lenders for a custom solution if you don't quite fit the bank's box.
You'll find some useful insights on the joys of moving house.All articles