The marketplace is where our community easily manages their investments

We're all about transparency, so we're handing you the microscope. See for yourself what loans are coming in, what we've recently funded, how long it takes to sell on the secondary market, and how our reserve funds are performing.


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Our current market interest rates

Home Loans up to 7 years
7
Construction Loans up to 2 years
7.5
Personal Loans 1 year
7.75
Personal Loans 2/3 year
7.75
Personal Loans 5/7 year
7.75
Interest rates subject to change. T&Cs apply. For more information on how our rates work, have a read of our Investor Booklet.

Loans funded in the last 7 days

Current balance across Squirrel On-Call Accounts

127,597,668

Latest activity on the secondary market

How much is currently stored away in reserves

Currently available to the Personal Loans Reserve Fund

1,065,222

Currently available to the Home Loans Reserve Fund1

248,899

Currently available to the Construction Loans Reserve Fund

1,898,868

Find out how the Reserve Funds work here.

The latest reserve fund performance for all investment types

Personal Loans
Active loan book

11

Funds available to the Reserve Fund

1,065,222

Coverage ratio 2

9.67

Expected Borrower default rate p.a. 3

0.86

Borrower reserve levy p.a. 4

0.85

Home Loans
Active loan book

29

Funds available to the Reserve Fund 1

248,899

Coverage ratio 2

0.88

Expected Borrower default rate p.a. 3

0.03

Borrower reserve levy p.a. 4

0.26

Construction Loans
Active loan book

121

Funds available to the Reserve Fund

1,898,868

Coverage ratio 2

1.67

Expected Borrower default rate p.a. 3

0.35

Borrower reserve levy p.a. 4

0.98

Check out our loan book performance

Our loan book is open, so you can dig into as much detail as you like. Read up on the risk grades of our loans, how much we've lent out, how much has gone into arrears and the overall performance on our Platform, month by month. This intel can help you stack up our investment options and decide what you're most comfortable investing into.

Get the low down here

Want to have a chat about investing with us?

Our team is happy to answer any questions you have, give us a call on 0800 21 22 30 or book a phone call.

The Home Loan Investment Class Reserve Fund includes cash on hand and an overdraft facility of $100,000 provided by Squirrel Money Limited supported by a bank guarantee.

2 The value of the Reserve Fund relative to the size of the Active Loan Book.

3 Squirrel measures the Expected Borrower Default Rate of the Active Loan Book each month. This is a modelled number taking into account the Probability Of Default and the Loss Given Default.

4 The weighted average Borrower Reserve Levy is the amount of money being reserved as a percentage of the active loan book each year.