Our loan book is open, so you can dig into as much detail as you like. Read up on the risk grades of our loans, how much we've lent out, how much has gone into arrears and the overall performance on our Platform, month by month. This intel can help you stack up our investment options and decide what you're most comfortable investing into.
1 The Home Loan Investment Class Reserve Fund includes cash on hand and an overdraft facility of $100,000 provided by Squirrel Money Limited supported by a bank guarantee.
2 The value of the Reserve Fund relative to the size of the Active Loan Book.
3 Squirrel measures the Expected Borrower Default Rate of the Active Loan Book each month. This is a modelled number taking into account the Probability Of Default and the Loss Given Default.
4 The weighted average Borrower Reserve Levy is the amount of money being reserved as a percentage of the active loan book each year.