Chosen the perfect home? Now get the mortgage to match
We’ve been helping Kiwis into homes since 2008. And we've arranged over $20 billion of mortgages. We're proud to work with Fowler Homes customers to help them get a better deal on their mortgage.
Use our mortgage calculator to find out how much you could borrow for your Fowler home, or book a chat with one of our expert advisers to get started.
How much can I borrow for a house?
Tell us a little about your financial situation and we'll work out how much you could borrow towards purchasing a home.
We write over $3 billion of home loans per year, working with all the major banks.
Our advisers do the hard work, so you don't have to
Better mortgage rates
We arrange over $3 billion of loans per year which gives us negotiating power and access to better rates.
More options
We have access to more banks than other brokers, plus our community of 5,000+ peer-to-peer lenders looking to fund a person like you.
Our advisers aren't incentivised by lenders
They're paid the same no matter which lender you end up with, so you know you won't get pushed into a loan you don't want or can't afford.
Better technology
Our online application is fast and straightforward, and means you can do it from anywhere in the world.
Why choose Squirrel to help you with your mortgage for your Fowler Home:
- Better mortgage interest rates
- More lending options
- Expert property and lending advice
- Better technology means you can do it from anywhere
- Our advisers get paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Book a chat
Want to chat with a mortgage expert about getting a loan for your new Fowler home? Pick a time that suits you and we'll call you then.
Don't settle for any old mortgage
We’ll compare all the main banks and weigh up the options, so you don’t have to. We’ll answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
If all this sounds like a foreign language to you, maybe head over to our first home buyers section and we'll walk you through it all.
What does the process with Squirrel look like?
Here's a quick look at how we'll work together...
Here's a quick look at how we'll work together...
1.
We’ll chat with you to understand your financial situation to help you secure your new Fowler home.
2.
Your mortgage adviser can provide honest feedback about your home-buying journey, and answer questions you’ve got along the way.
3.
We’ll work with the banks to get you a hot home loan rate. We’ve got access to them all, plus our own custom lending solutions when needed. More options for you means better rates.
4.
We work out the best mortgage structure to suit your lifestyle, and negotiate your loan for your new Fowler home.
5.
Together we can build a plan to help you get mortgage-free faster. You might be amazed at what small things you can do to shave years off your mortgage.
6.
We don’t ‘set and forget’. Your adviser is always a phone call or email away and down the track we’ll help you when your fixed rate rolls over, and beyond.
What's the best interest rate at the moment?
If you're all about getting the sharpest rate, we can help. We work with all the banks so can help you secure a great rate no matter who you choose to bank with. In fact, we can generally get an even better rate than the advertised rate.
Stay on top of the property market
Whether it's your first time building or you've done it before, someone's been there before. We’ve written about all things buying and building, from “Tips to help Kiwi homeowners protect themselves against severe weather events” to “Are new builds still a good investment in the changing market?”. Check out our blog.
Rodney’s Ravings: The winter slowdown doesn’t drag on NZ house prices
In some parts of the world, like the US, the drop-off in house sales over winter is big enough to have a dramatic impact on house prices—but not so in New Zealand. Squirrel guest blogger Rodney Dickens dives into the data in his latest article.
All eyes on interest rates: Key OCR dates to watch for in 2025
Now that we're well on the path to lower interest rates—and with a little more relief still on the horizon—here are the key OCR dates you need to watch out for over the remainder of 2025.
OCR & interest rates update – May 2025
And another 0.25% it is! Just as expected, the RBNZ dropped the OCR from 3.50% to 3.25% on 28 May. But while every step closer to neutral is a step in the right direction, how much of a difference will it really make to mortgage rates?