Brad Luiten

Mortgage Adviser | FSP No. 460328
Squirrel Mortgages Ltd | FAP Licence No. 136364

Proudly recognised as one of New Zealand’s Top Mortgage Advisers 2025 by NZ Adviser (NZA).

Previously a banker for 4.5 years, Brad made the transition to mortgage adviser and brought with him a wealth of knowledge on the finance industry. He can be found racing around Victoria Park most lunchtimes.

Brad specialises in first home buyers, property investors, business, and structuring loans to be paid off as fast as possible.

Qualifications

NZ Certification in Financial Services.

How Brad is paid

Brad is a salaried adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.

In most cases, his services are completely free, however there may be some occasions where he might need to charge a fee. For more information, please head to our mortgage advice disclosure page.

Brad's commitment to you

As a licensed financial adviser, Brad follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means he must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Brad has no relevant convictions, bankruptcies or disciplinary actions to disclose.

Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).

If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.

Brad's profile was last updated: October 2025