Jagvir Bains
About Jagvir
Mortgage Adviser | FSP No. 1011019
Squirrel Mortgages Ltd | FAP Licence No. 136364
Jagvir has over a decade of experience in banking, including more than seven years in home lending at ANZ. Five of those were spent as a Lending Specialist in the adviser unit, assessing adviser applications. She specialises in residential lending and is passionate about helping clients navigate the mortgage process with confidence.
Jagvir loves spending time with her young daughter and exploring her creative side through drawing, sketching, and painting. She’s also learning the art of cake decorating so she can make show-stopping cakes for her daughter’s birthdays.
Qualifications
BSc (Computer Science), Diploma in Business, and NZ Certification in Financial Services.
How Jagvir is paid
Jagvir is a salaried adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.
In most cases, her services are completely free, however there may be some occasions where she might need to charge a fee. For more information, please head to our mortgage advice disclosure page.
Jagvir's commitment to you
As a licensed financial adviser, Jagvir follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means she must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Jagvir has no relevant convictions, bankruptcies or disciplinary actions to disclose.
Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).
If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.
Jagvir's profile was last updated: November 2025
Book a chat with Jagvir
Don’t just take our word for it
Brylea
New Zealand
I honestly didn't think we were able to get a mortgage or a house. Blake Neve made this possible and fulfilled the ultimate dream for us. Blake is patient, willing to answer any questions under the sun and is externally supportive. I would recommend him over and over again!
Greer
New Zealand
Had a great experience with Mark helping me sort a home loan. He was friendly, helpful, and proactive.
Doug
New Zealand
Adam in the Dunedin office was the pillar of strength we didn't know we needed through this whole process. Quick informative responses in easy to understand language. He listened to what we wanted to do, and worked with us explaining all the pros & cons to each option, and helped us narrow down to the best solution for us. Always polite and courteous, calm and reassuring throughout. When we next need lending or financial advise, Adam will be our go to guy!! :)
Cameron
New Zealand
My partner and I couldn't be more impressed with Oli's help setting up our mortgage. As first home buyers, the process was daunting at first, but Oli assisted with every step. We also really appreciated Squirrel's transparency with banks they worked with and how their commission process worked. We are very satisfied with the final result and have already recommended others to Oli for his services!