Lillian Liu

Mortgage Adviser | FSP No. 1010997
Squirrel Mortgages Ltd | FAP Licence No. 136364

Lillian brings over 16 years of banking experience with Westpac, spanning both retail and corporate banking. Fluent in Mandarin, she has a strong network in the Asian community and specialises in residential and commercial lending. She’s passionate about helping clients find the right lending solutions to support their property and business goals — combining local market knowledge and cultural insight to deliver the best outcomes.

Outside of work, she enjoys jogging, Pilates and discovering great coffee spots with friends and family. And while it’s not exactly an everyday indulgence, she swears by durian as her ultimate treat — love it or hate it, she’s a fan! Fun fact: Lillian has twin sisters — and they look so alike it often causes double takes!

Qualifications

Bachelor of Finance and Accounting, and NZ Certification in Financial Services.

How Lillian is paid

Lillian is a salaried adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.

In most cases, her services are completely free, however there may be some occasions where she might need to charge a fee. For more information, please head to our mortgage advice disclosure page.

Lillian's commitment to you

As a licensed financial adviser, Lillian follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means she must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Lillian has no relevant convictions, bankruptcies or disciplinary actions to disclose.

Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).

If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.

Lillian's profile was last updated: October 2025