Nathan Miglani

Mortgage Adviser | FSP No. 428986
Squirrel Mortgages Ltd | FAP Licence No. 136364

Proudly recognised as one of New Zealand’s Top Mortgage Advisers 2026 by NZ Adviser (NZA).

Nathan's mortgage career started at ANZ, where he got to know the ins and outs of how banks think, make lending decisions and structure home loans. But after a few years, he realised he wanted to do things differently. Rather than being limited to one bank's products and policies, he wanted to give clients more choice and find lending solutions that actually worked for them.

So, in 2015, he started his own mortgage advisory business. What began as a one-man operation grew into NZ Mortgages, a team of more than 20 people helping Kiwi across the country. In 2024, NZ Mortgages joined forces with Squirrel, and the rest is history. Nathan's picked up a few impressive accolades along the way. In 2022, he was named Australasia's number one mortgage adviser and became the youngest adviser to settle more than $1 billion in lending.

With nearly 15 years of mortgage advice experience, Nathan's helped thousands of first-home buyers, homeowners, property investors and business owners. And as a property investor and business owner himself, he knows firsthand that there's a lot more to making smart financial decisions than just crunching numbers.

These days, Nathan gets just as much satisfaction from helping his team grow as he does from helping clients. He's still hands-on with mortgage advice, but he's also passionate about sharing what he's learnt and helping the next generation of advisers do great things. Outside of work, Nathan's a husband and dad to two young kids, so he knows all about juggling big ambitions with family life.

Qualifications

NZ Certification in Financial Services.

How Nathan is paid

Nathan is a salaried adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.

In most cases, his services are completely free, however there may be some occasions where he might need to charge a fee. For more information, please head to our mortgage advice disclosure page.

Nathan's commitment to you

As a licensed financial adviser, Nathan follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means he must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Nathan has no relevant convictions, bankruptcies or disciplinary actions to disclose.

Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).

If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.

Nathan's profile was last updated: October 2026