Ramon Willis

Mortgage Adviser | FSP No. 1012396
Squirrel Mortgages Ltd | FAP Licence No. 136364

With over 20 years in the finance industry, Ramon brings a diverse range of experience — Asset Finance Broker, KiwiSaver facilitator at Koura Wealth, Insurance Facilitator at Life Direct, and most recently Mortgage Adviser at Loan Market Capital & Coast.

He specialises in residential mortgages and genuinely loves the moment a client gets the keys — and after two decades in the industry, it still gets him every time.

Outside of work you’ll find Ramon on the water or in the hills — fishing, diving, and mountain biking when he’s not firing up the BBQ for a family dinner or planning the next overseas adventure. At home, his rescue dogs run that show — they've claimed the house, the bed, and probably the TV remote. Zero training. Full rein. No regrets (…mostly).

Qualifications

NZ Certification in Financial Services.

How Ramon is paid

Ramon is a salaried adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.

In most cases, his services are completely free, however there may be some occasions where he might need to charge a fee. For more information, please head to our mortgage advice disclosure page.

Ramon's commitment to you

As a licensed financial adviser, Ramon follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means he must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Ramon has no relevant convictions, bankruptcies or disciplinary actions to disclose.

Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).

If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.

Ramon's profile was last updated: July 2026