Tina Liu


About Tina
Mortgage Adviser | FSP No. 439046
Squirrel Mortgages Ltd | FAP Licence No. 136364
Proudly recognised as one of New Zealand’s Top Mortgage Advisers 2025 by NZ Adviser (NZA).
Tina’s a power-walking people person who will stop at nothing to get her clients on the property ladder. She sometimes sits still long enough to watch a movie. Her passion for helping people led her to spend a decade as an immigration consultant and seven years as a teacher while building up her investment portfolio on the side.
Tina specialises in overseas income buyers, first home buyers and property investors, as well as commercial and construction loans.
Qualifications
Bachelor in Computer Science, Bachelor in Education, NZ Certification in Financial Services.
How Tina is paid
Tina is a salaried adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.
In most cases, her services are completely free, however there may be some occasions where she might need to charge a fee. For more information, please head to our mortgage advice disclosure page.
Tina's commitment to you
As a licensed financial adviser, Tina follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means she must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Tina has no relevant convictions, bankruptcies or disciplinary actions to disclose.
Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).
If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.
Tina's profile was last updated: September 2025
- Call021 302 877
- Emailtina@squirrel.co.nz

Don’t just take our word for it
Michelle
Ollie did a great job securing an excellent rate for me and helping me through the process as a first time client.
Chris
Matt was awesome to deal with. Got us a great deal and awesome comms all throughout. He was also very knowledgeable and understood our goals and needs.
Madhu P
We've worked with Ange and the team at Squirrel more than once now, and every time they've been absolutely fantastic. This time was no different, they looked after us from start to finish with the same professionalism, attention to detail, and just the right amount of hustle behind the scenes to make everything run smoothly. What I appreciate most is how they take the stress out of the process. I just tell them what we're trying to do, and they take care of the rest: crunching the numbers, dealing with the bank, and coming back with a clear plan. It means we can focus on the bigger picture without getting bogged down in the details. Even with a few curveballs from the bank this time, Ange and her team kept everything on track and moving forward. We managed to get both the sale and the purchase done without any delays or issues, which is exactly what you want in these situations. When we think about getting a loan, we think about Ange and the team, and no one else. I genuinely don't want to deal with any other company. They've earned that level of trust.
Suzanne
Sudam was great to deal with. I had already met with another broker and hadn't been happy with the interaction. Sudam's approach was completely different - he was really nice to talk to, very clear about the options and process, and made the whole thing easy for us. Sudam communicated well throughout and we're very happy with the outcome of switching our mortgage.