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WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

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Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

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A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

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Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

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We’ve been helping Kiwi into homes since 2008

And we've arranged over $22 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

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We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

Find out more about how our mortgage brokers can help you

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Saving & investing

Grow your money faster with Squirrel whilst helping others

Squirrel investors earned 6.17% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

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Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Find out more about Squirrel saving and investing

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Don't just take our word for it

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Jarrod

New Zealand

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Great team

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Amanda

New Zealand

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Faye was brilliant. Very proactive, very personable. She made everything easy.

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Hayley

New Zealand

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Very easy and positive to deal with. Made the whole process stress free

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Michelle

New Zealand

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Ollie did a great job securing an excellent rate for me and helping me through the process as a first time client.

More lenders means more choices

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Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

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29 August 2025


OPINION | Unfunking the New Zealand economy

By David Cunningham

New Zealand's economy is stuck in a rut—and a pretty big one at that. While another 0.50% off the OCR in the next few months will help, Chief Squirrel, David Cunningham argues the RBNZ needs to go bigger (and fast) in order to get us back on track.

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29 August 2025


NZ property market update - August 2025

By David Cunningham

If the old saying is true—that it's always darkest before the dawn—then the good news is there's got to be light on the horizon. With stimulatory interest rate cuts in the pipeline, and agriculture leading our recovery, the thaw is on its way. Here's the latest from Chief Squirrel, DC, on interest rates, the NZ housing market, and the economy.

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29 August 2025


Wellington property market update - August 2025

By Nick Virtue

There's no sugar-coating the fact that things feel pretty damn tough out in the Capital at the moment. But with the Reserve Bank now signalling further rate cuts on the horizon, and spring just around the corner, there's cause for (cautious) optimism. Here's the latest from our Wellington mortgage expert, Nick Virtue.

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.