Get a home loan approval in less than 24 hours.

Found the one? Get home loan approval in less than 24 hours*

Get fast home loan approval, with expert mortgage advice and choice across lenders — exclusive to Squirrel. So when the right place comes along, you can move quickly without giving up your options. 

*Eligibility, lending criteria, minimum deposit requirements and T&Cs apply. Available to eligible New Zealand citizens and permanent residents who earn PAYE income from permanent employment. Subject to credit, servicing, security and property assessment. Exclusions apply. 

Bernie the Squirrel holding up a sign reading 24 hour approval, advice, choice

*Eligibility, lending criteria, minimum deposit requirements and T&Cs apply. Available to eligible New Zealand citizens and permanent residents who earn PAYE income from permanent employment. Subject to credit, servicing, security and property assessment. Exclusions apply. 

Swoosh

Get a quick answer, without giving up your options

Going straight to one bank might be quick. But it means you’re limited to what they can offer. With Squirrel, you can move fast and still have an expert adviser comparing your options across lenders. 

Options

More choice

We work with all the major banks and a wide range of other lenders, giving you more options to choose from. 

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Expert advice

Your Squirrel adviser does the legwork, talks you through your options and helps you make sense of the mortgage stuff. 

Stopwatch

Less waiting

Once we’ve got everything we need, we get cracking. Your home loan approval will be back to you in less than 24 hours.*

We arrange about $3 billion in home loans every year

Working with all the major banks, plus a wide range of other lenders.

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

What does the process with Squirrel look like?

Here's a quick look at how we'll work together...

Dollar

1. Tell us about you

Chat with your adviser so they can understand what you’re wanting to achieve. Then fill out your application and send through everything we need.

House

2. We do the legwork

We review your application, work out what you could borrow and check the property you’ve got your eye on to make sure everything stacks up.

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3. Get approved in less than 24 hours*

Know where you stand so you can get on with the exciting bit.

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4. We find the right home loan for you

Once you’ve secured the property, we'll compare your options and help structure your mortgage.

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5. Get the keys

The really exciting bit. Settle on your new home, get the keys and start making it yours! 

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6. We're always here

We don’t settle and forget. Your adviser is always a phone call or email away, and when your fixed rate rolls over, we’ll be there to help.

We're with you for the whole journey

Getting a quick answer doesn’t mean you’re left to figure things out on your own.

Your Squirrel adviser is there to answer the curly questions, talk you through your options and help you all the way through to settlement.

And we don't disappear once you've got the keys. We're here for the refixes, top-ups and whatever comes next. 

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Leilani-Estelle Tusa

New Zealand

StarStarStarStarStar

First home buyers!!! Emma from Squirrel was recommended by a friend and colleague. Best decision yet as it made the process so easy and so so quick. She was able to walk us through the process and explain it to us and also recommend different things and people to assist us with due diligence. Never left us hanging.

FAQs

Found the one? Let's get moving

Stay on top of the property market

Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog for the latest insights. 

All articles

Smiling young couple sitting together among moving boxes in their new home, taking a selfie while holding up a set of house keys.

6 November 2026


OPINION: Kiwi homeownership is making a long-awaited comeback — here's why it's likely to stick

By David Cunningham

After almost three decades of steady decline, homeownership rates in New Zealand are officially on the rise. Favourable market conditions over the last couple of years have helped, but there's a number of wider structural changes taking place as well which should help to support the shift long-term.

Latest interest rates & property market updates

29 October 2026


Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market – covering house prices, the economy, the OCR and where mortgage rates might be heading. 

Group of people sitting in a theatre or cinema, looking ahead.

29 October 2026


All eyes on interest rates: Key OCR dates to watch for in 2026 & 2027

By Squirrel

The OCR has officially started its transition from stimulatory to more 'neutral' territory, but the RBNZ faces a careful balancing act which means the path ahead for interest rates is far from straightforward. Here are the key OCR to watch out for over the rest of 2026 and into 2027.

Don’t just take our word for it

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See for yourself what our clients think with 1,530 five star reviews on Shopper Approved.

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Linda G

New Zealand

StarStarStarStarStar

Gemma is the best, can't rate her professionalism, communication and efficiency enough, she was amazing!

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Anonymous

New Zealand

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Could not be happier with the service we got from Peimin - this is the second time we have used her to get a home loan because we were so impressed with her work. She was very thorough and hustled to get us approval quickly.

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Anonymous

New Zealand

StarStarStarStarStar

Very good customer service.

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Tracey

New Zealand

StarStarStarStarStar

We had the BEST home buying experience with Stevie Wallace our mortgage advisor and Charles Wilson the account manager! Stevie was just amazing and I can't thank her enough for all the guidance we received during our house hunting and purchasing experience! We ended up buying our dream home and Stevie got us the best rates and was more than happy to answer all my texts and calls. Charles was super efficient with what documents were required from us and we were kept updated at every step of the process. Thanks team! Jeremy and I are your biggest fans :)