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And with that, we're (very likely) at the bottom. The Reserve Bank cut the OCR by 0.25% on 26 November—bringing us down to 2.25%, and hopefully giving things the final little push needed to get us back on track. Here's what it means for the NZ economy, interest rates, and borrowers.
It's been a year of big moves and changes—but with interest rates down, and house prices up, the Christchurch housing market is rounding out 2025 on a positive note. Here's the latest from our resident Christchurch mortgage expert, Nathan Miglani.
The Reserve Bank has just announced some important changes to its LVR restrictions, enabling banks to do a greater proportion of their lending to low deposit borrowers—making it just that little bit easier for first home buyers to get into onto the property ladder.
Our new RBNZ Governor—Dr Anna Breman—brings a wealth of monetary policy experience to the role, but will it be enough to avoid repeating the mistakes that plunged us into the 2024 recession? Not according to Squirrel guest writer, Rodney Dickens.
