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Between conflicting concerns around global inflation, and the state of the New Zealand economy, the RBNZ's latest OCR decision was always going to be tough—but ultimately it held steady at 2.25%. Here's what that means for borrowers, and the outlook on rates from here as the oil crisis remains ongoing.
As surging oil prices spark concern around the future of inflation, wholesale interest rates have responded quickly—tracking upwards in recent weeks. But according to Rodney Dickens, there's another side of the coin the markets have failed to consider, and they might have jumped the gun.
Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading.
With the OCR now sitting well below the RBNZ's estimated 'neutral' point of 3.00%, we're officially in stimulatory rate territory—but exactly how long we stay here remains to be seen. With that said, here's the key OCR dates you need to watch for in 2026.
