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Monopoly board with chance card reading "House prices take a hit"

Market update: House prices take a hit, but do they have further to fall?

With so many different forces playing out in the market right now - interest rates, inflation, the border reopening - how far might they go?

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Housing Market

Budget 2022 brings welcome support for first home buyers

This week's Budget announcement has brought good news for first home buyers, with the Government unveiling a number of changes to unlock additional support.

Housing Market

Perception vs reality in the housing market

How do I know when a downturn in the market is serious, entrenched, and likely to last for some time? There are a number of measures I look at including data on prices and results from my surveys, but one special factor is the blame game.

Housing Market

The anatomy of a turning housing market

Here is a quick high level run-through of the main things happening in the residential real estate market on average in New Zealand.

Housing Market

Are new builds still a good investment in the changing market?

New builds can be a great option for investors and first home buyers alike - and if you’re considering buying off plan, there are a few things to keep in mind to help you buy well.

Financial planning

How is an investment affected when a payment gets missed on a Squirrel loan?

If you’ve invested through the Squirrel peer-to-peer lending platform, you’ll be aware that on the other side of these investments are loans taken on by other Kiwis, borrowing through Squirrel. When these borrowers apply for a loan, they’re put under the microscope before our credit team push go, but what happens if a loan payment gets missed?

Housing Market

The Big Move: Getting set for a mortgage in New Zealand after living overseas

With borders officially reopening, many Kiwi expats are planning a move home once more. Here's everything you need to know about getting a mortgage in New Zealand after living overseas.

Housing Market

My main housing thoughts - Tony Alexander

Recently, I wrote a lengthy article listing the main things I am saying about the NZ residential property market at the moment – some of which I have been warning about for 12-18 months. Here are most of those points in summarised form.

Housing Market

Housing market easing off still

Independent Economist Tony Alexander gives his take on the factors that are playing into falling house prices. Will things be easier for first home buyers with the housing market softening and easing CCCFA rules?

Financial planning

Squirrel rate increase delivers even higher returns for investors

We come bearing good news, investors! As of the 21st March 2022, the rate of return across two of our Investment Classes – Home Loans and Construction Loans – has increased by 0.25%.

Housing Market

First home buyers should focus on choice, not potential for bargains

The expectation held by most of us is that average prices will fall about 10%. That sounds reasonable. But before anyone gets fixated on that number it pays to note something very important.

Housing Market

Cheers to that! CCCFA review brings much-needed (and hard fought) change

It's been a nerve-wracking wait on findings of the Government's review into crippling CCCFA law changes - but the announcement brings good news for the Kiwi borrowers, and the industry.

Housing Market

Perception vs reality in the housing market

How do I know when a downturn in the market is serious, entrenched, and likely to last for some time? There are a number of measures I look at including data on prices and results from my surveys, but one special factor is the blame game.