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Person sitting on couch reading newspaper with headine reading "Panic stations: Is the NZ housing market crashing?"

Market update: The nuance beyond the media headlines

Between all the news of increasing interest rates and falling house prices, it's an intimidating market to be in right now. But what aren't the headlines telling us?

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22 June 2022

The Housing cycle has accelerated

Independent Economist Tony Alexander gives us a breakdown of what is happening in financial markets and the housing market.

16 June 2022

Making sense of the current market as a first home buyer

So, the tables have turned and we've finally entered a buyer's market - but how do you navigate the apparent minefield of increasing mortgage rates and falling house prices?

14 June 2022

The dangers property investors face by having all their eggs in one basket

For those who have strayed down the treacherous path of having all your loans with one bank, the consequences have started to bite.

09 June 2022

Vendors not backing down as house prices fall

When will house prices stop falling? No-one knows. But it looks like we are quite a long way off the bottom being reached for a number of reasons.

31 May 2022

Investing and inflation: When being “conservative” doesn’t pay

After many years in a KiwiSaver Growth Fund, I switched to a Conservative Fund a couple of years ago. It felt like a smart move at the time, but man, hindsight’s a wonderful thing.

26 May 2022

The house construction cycle explained

Development companies have been recently finding that client enquiries are falling away. People can see prices falling so will naturally feel the longer they wait perhaps the cheaper the construction cost will be.

20 May 2022

Budget 2022 brings welcome support for first home buyers

This week's Budget announcement has brought good news for first home buyers, with the Government unveiling a number of changes to unlock additional support.

13 May 2022

Perception vs reality in the housing market

How do I know when a downturn in the market is serious, entrenched, and likely to last for some time? There are a number of measures I look at including data on prices and results from my surveys, but one special factor is the blame game.

28 April 2022

The anatomy of a turning housing market

Here is a quick high level run-through of the main things happening in the residential real estate market on average in New Zealand.

22 April 2022

Are new builds still a good investment in the changing market?

New builds can be a great option for investors and first home buyers alike - and if you’re considering buying off plan, there are a few things to keep in mind to help you buy well.

22 April 2022

How is an investment affected when a payment gets missed on a Squirrel loan?

If you’ve invested through the Squirrel peer-to-peer lending platform, you’ll be aware that on the other side of these investments are loans taken on by other Kiwis, borrowing through Squirrel. When these borrowers apply for a loan, they’re put under the microscope before our credit team push go, but what happens if a loan payment gets missed?

19 April 2022

The Big Move: Getting set for a mortgage in New Zealand after living overseas

With borders officially reopening, many Kiwi expats are planning a move home once more. Here's everything you need to know about getting a mortgage in New Zealand after living overseas.