2017: Themes worth thinking about

It’s that time of the year. Media commentators are lining up to provide a “guess” (aka forecast) as to what might happen this year. Our turn.

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Woman looking at sunset

Why interest rates won’t increase, much - June 2017

I love throwaway comments about interest rates. We even get them from Government Ministers...

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Close up of builder

Insider insight into renovations

Like many people looking to renovate, Erika was faced with the bills for plans and a build...

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Chess pieces

Auckland housing stalemate but not a ‘crash’

Confidence in the housing market is low and that’s not surprising given the amount of nega...

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Anxious monkeys

Financial anxiety in 2017

We’ve recently run a small Facebook survey on what’s causing kiwis financial anxiety in 20...

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Piggy bank with coins spilling out

How much money do you need for retirement?

I’ve seen numbers like $1million floated around. If you accept that you’ll gradually run d...

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Auckland housing stalemate but not a ‘crash’

Confidence in the housing market is low and that’s not surprising given the amount of nega...

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Wallet being clamped

Credit policy continues to tighten

Right now, being a bank customer without using an advisor must be a nightmare....

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Choosing a person on a blackboard, JB video

What goes into choosing your mortgage broker?

Purchasing a home can be a lofty task, so most buyers will want a little help when it come...

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Blackboard with lightbulbs, JB video

Is splitting your home loan a good idea?

When it comes to your home loan there's more than one way to skin a cat. There are differe...

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Dartboard, JB video

Strategies to take control of your mortgage

If you're an Auckland homeowner working on a mortgage, we probably don't need to tell you ...

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Budgeting your first home

It’s tough being a first home buyer. But with a bit of foresight and forward planning, we’...

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State Highway 1, mountain landscape, JB video

Should young home buyers be looking to the regions?

For many of us, living in Auckland can be challenging. Sure, there's plenty to enjoy about...

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House interior, kitchen, living room

Housing developments bring first homes closer to reality

First-home buyers across the country will be feeling a sense of relief as recent mortgage ...

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Close up of chess piece

Common financial challenges faced by first-home buyers?

Buying a home is an important milestone in the lives of many people, across New Zealand an...

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Front exterior of house

Trying to save up for your first home? We can help

If you've been dreaming of buying a house for the first time, you're absolutely not alone....

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What to make of a softening Auckland housing market

January housing statistics were bleak, and Barfoot & Thompson’s results from February are ...

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Graphs and keyboard on a desk

Banking on margins

The reality is that the industry is looking to mortgage margins to restore profitability f...

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Wallet being tightened by clamp

Tighter credit policy will drive the housing market in 2017

I am always frustrated by our media and how they report house prices. Tabloid rubbish boun...

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Long stretch of road

Inflation or deflation – the road ahead

Waiting for inflation is feeling increasingly like the quest for the Holy Grail, or as I a...

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Paper clips, calculator, JB video

An economic download: everything you need to know right now

Brexit. Trump. John Key resigning. The last few months have included some interesting surp...

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Why interest rates won’t increase, much - June 2017

I love throwaway comments about interest rates. We even get them from Government Ministers...

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Dollar signs, JB video

Let's figure out your bank's break fees

When it comes to your mortgage it pays to know it inside and out. After all, when such a l...

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$50 notes in a pile

Cash rate cut, but are banks at their lower limit?

The cash rate has been cut once again by the Reserve Bank, but unlike previous cuts, this ...

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Pile of stones on beach

Why mortgage rates are set to increase

The Reserve Bank is still talking about low inflation and the potential for the OCR to dec...

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Arrow signs pointing in opposite directions

Mortgage rate forecast for 2016

The official cash rate (OCR) fell this week to 2.25% - it's lowest level since it's introd...

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Knowledge is power

It doesn’t matter which way you look at it, getting bank funding at the moment is harder t...

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Man playing chess, close-up

What’s your next move?

It’s been a few years since I’ve spent my nights in the houses of clients who are genuinel...

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Aerial view of London

A view from abroad

On a recent trip to London, I took some time to look at property and speak with locals to ...

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Pens, paper on a table with coffee

How to lift yield on your rental property

With the Reserve Bank LVR changes (and generally below par rental yields) now is the time ...

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Houses on coins ratio

Debt to income ratios

There has been talk this week about debt-to-income ratios due to the Reserve Bank asking t...

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ACC uncovered – have you got the right protection in place?

ACC has become such an important tool in protecting New Zealanders since its inception in ...

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Young people sitting on grassy bank

Is health insurance necessary before 30?

As an insurance adviser rapidly approaching 30, many of my friends are going through life ...

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Adviser insight: Why you shouldn't duck the cover

Let's get some insight into why tailored insurance is so important when you're getting a h...

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Cutout of family, house & car under umbrella

I hate life insurance

I have a love-hate relationship with life insurance. I hate paying for something I have no...

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Financial anxiety in 2017

We’ve recently run a small Facebook survey on what’s causing kiwis financial anxiety in 20...

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Yellow field landscape, converse shoes in foreground

Making sense of the mortgage landscape

There’s no doubt about it – the mortgage landscape has changed. Credit markets are tighten...

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Older person sitting on a bench looking out over the landscape

Take control of your retirement age

There are two significant decisions that you can make right now which will change the qual...

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Person holding up sign with graphs and mindmaps

The innovation age

As we’ve noted for some time there are some big forces in play that are increasingly chang...

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Orange Volkswagen

The cost of car ownership

When I lived in London I never owned a car. And when I worked in Sydney and Melbourne I si...

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Insider insight into renovations

Like many people looking to renovate, Erika was faced with the bills for plans and a build...

Read More ›
Piggy bank with coins spilling out

How much money do you need for retirement?

I’ve seen numbers like $1million floated around. If you accept that you’ll gradually run d...

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Green wall, plant and couch

3 ways to transform your house in the new year

As we welcome 2017, many of us are looking at ways of improving or bettering ourselves. Pe...

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Jar of coins labeled for charity

Adviser insight: Giving back to the community

Squirrel prides itself on being about more than just mortgages. Yes, we can help you get i...

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Chair and shelf in living room

Should you stage your home for sale? Not everyone thinks so

Staging: It's something of a divisive subject in the property world. Namely, should you do...

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