Views from The Treehouse

Here you'll find a well-rounded set of opinions from various writers. We welcome alternative views so in line with our philosophy of fairness, we will air other thought-provoking viewpoints here from our valued and experienced friends around the globe as well as our own news and views.

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9 October 2024


NZ property market & OCR update – October 2024

By John Bolton

The RBNZ has ramped up the pace on interest rate cuts, delivering a 0.50% reduction to the OCR on 9th October. And with more big cuts seemingly in the pipeline, here's what that means for interest rates, the wider economy and New Zealand's housing market.

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11 October 2024


Opinion: Banks aren’t passing on the benefit of lower rates where it matters

By John Bolton

Short-term fixed rates have remained stubbornly high in the wake of recent OCR cuts. But with bank margins now up near record levels, Squirrel founder JB is urging lenders to starting passing the benefits of rate cuts onto customers where it matters.

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9 October 2024


Wellington property market & OCR update - October 2024

By Nick Virtue

In what will be welcome news for borrowers, the RBNZ dropped the OCR by 0.50% on 9th October—which should mean greener shoots are on the way. Nick Virtue, one of our resident mortgage experts in Wellington, explains what it means for interest rates.

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8 October 2024


Rodney’s Ravings: Housing-led recovery will eventually filter through to the wider economy

By Rodney Dickens

Our housing market was one of the first parts of the economy to feel the impact of rising interest rates—and it will be one of the first to benefit now that rates are on the way down again. But how long will rate cuts take to flow through to the rest of the economy?

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