Our three types of investments have different returns and risk profiles so you can choose what you're most comfortable with. Mix it up or lump all your savings into one, it's up to you.
You can even choose to keep your cash on hand, with our On-Call Account which earns high interest on every dollar, and access to your funds 7 days a week.
Work out how much interest you could be getting from your term investments.
*This calculator is intended as a guide for illustrative purposes only and is not intended to provide financial advice. It assumes that the amounts entered are invested for the entire period selected and the returns are based on the interest rate selected. The calculation results do not take into account taxes that may be applicable to you (including withholding tax). Please note that interest rates offered on our platform are subject to change and our minimum investment amount is currently $100. To talk to one of our team at Squirrel, please call 0800 21 22 30 or you can find more information about P2P investing here. We recommend seeking financial advice about your situation and goals before investing into any financial product.
If you like to stay in control, then investing directly on our platform is the way for you. It's easy and to be honest, it's fun.
Then the Squirrel Monthly Income Fund might be more your gig. It's a super easy way to get a great return without the hassle. It has the added benefit of being a PIE fund which means there may be tax benefits for you.
It's a good old fashioned managed fund that invests into our pool of loans and gives you a blended return all tied up in a bow, without you having to give it a thought. We designed it for those looking for regular income, hence the really boring name.
It's a PIE which means there may be tax benefits for you compared with paying RWT on Squirrel's direct term investments.
You can find the Squirrel Monthly Income Fund on New Zealand's leading wealth platforms, or ask your Investment Adviser to hook you up. If they don't know about it, maybe ask why and then send them our way.
1Security for personal loans includes a caveat on title, second mortgage or PPSR registration for tiny homes.