- Get started on your mortgage
- Buying your first home, next home, investing in property or just keen to review your mortgage?
- Apply online
- Tools and advice
- How much can I borrow?
- Information for Clients
- Contact the Home Loans team
- Put your savings to work
- Earn better returns and access your money with no penalties.
- Start investing now
More than a mortgage broker
Whether you’re a first home buyer, reviewing your existing mortgage or a property investor, we’re here to help you make informed, forward thinking decisions. Our advisers work hard to make buying property easy and in most cases, it won’t cost you a cent.
Apply online now Book a chat
Why choose Squirrel to sort your home loan?
- Better mortgage rates
- More lending options
- Expert property and lending advice
- Better technology
- Our advisers get paid the same no matter which lender you end up with
We've settled over $11 billion in mortgages. And because we're always scouring the market for a better deal, you can count on us to drag more money out of those fat cats.
Better mortgage rates
We arrange over $2 billion of loans per year which gives us negotiating power and access to better rates.
More options
We have access to more banks than other brokers, plus our community of 5,000 + peer-to-peer lenders looking to fund a person like you.
Our advisers aren't incentivised
They're paid the same no matter which lender you end up with, so you know you won't get pushed into a loan you don't want or can't afford.
Better technology
Our online application takes less than 10 minutes, and will help us focus on what's most important to you.
More banks, more choices
Plus a network of over 5,000 peer-to-peer lenders
Not only do we have access to more banks than other brokers, but we have a community of over 5,000 peer-to-peer lenders for a custom solution if you don't quite fit the bank's box.
Don't settle for any old mortgage
We’ll compare all the main banks and weigh up the options, so you don’t have to. We’ll answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Why pay more interest than you need to?
The amount of interest that homeowners pay over a standard 30 year mortgage term can be - quite frankly - sickening.
The good news is, there are lots of small things you can do now which over time can make a staggering difference - helping you get rid of the mortgage faster, and saving thousands (even hundreds of thousands) in the process. Download our free guide to find out how you can make your mortgage work for you.
Anonymous
New Zealand
My advisor was excellent-he was responsive and explained options well to me. He followed up on what he said he would do and was great at communicating with me.[N
Rob
NZ
We loved Kat! She was always super helpful and explained things very clearly and simply. Having Kat help us at every step of the journey meant we felt confident to keep going!R
Todd
New Zealand
Alex was the best! Fast, friendly, and knowledgeable. Really helped me understand the process and got me a great set up. I will definitely be recommending him to family and friends who might need a mortgage broker. An absolute icon! 5 stars!T
Glenn
New Zealand
I phoned squirrel got Alex he had it sorted out in no time great service fast response made changing banks easy thanks Glenn and Kathryn doelG
Kelsey
New Zealand
Our adviser, Jamie, was very helpful and patient with us. He took the time to explain the process and answer all of our questions.K
Anonymous
New Zealand
Squirrel were exceptional with guiding us through a refinance. The way that our broker managed our refinance was second to none! We had tried for 3years to change lenders and Squirrel's broker was the only one that stuck with us and got us across the line
Get your mortgage right and it's the easiest money you'll make
Our team of mortgage brokers are whizzes at perfecting a mortgage structure.
Rather than putting all your eggs in one basket at one interest rate, depending on your situation we'll usually advise splitting your mortgage across different terms and rates. We’re pretty clued up about the economy and rate movement so we’ll help you make an informed decision.
Why bother getting so technical?
The devil is really in the detail. When we’re talking hundreds of thousands of dollars, a fraction of a percent change in interest or repayment rates can save you a packet. This could mean retiring to your super yacht a few years earlier than planned. If that's your thing.
1.
We’ll chat with you to understand your financial situation and what you’re wanting to achieve.
2.
Your adviser can provide honest feedback on any potential properties, and answer questions you’ve got along the way.
3.
We’ll work with the banks to get you a hot rate. We’ve got access to them all, plus a community of willing peer-to-peer lenders for custom solutions when needed. More options for you means better rates.
4.
Work out the best structure to suit your lifestyle, and negotiate your mortgage for you.
5.
Together we can build a plan to help you get mortgage-free faster. You might be amazed at what small things you can do to shave years off your mortgage.
6.
We don’t ‘set and forget’. Your adviser is always a phone call or email away and down the track we’ll help you when your fixed rate rolls over, and beyond.
Stay on top of the property market
It doesn’t matter how fresh you are, someone has been in your shoes before. We’ve written a lot about all of the aspects of buying a property. Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog and get up with the property game.
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Anonymous
New Zealand
My advisor was excellent-he was responsive and explained options well to me. He followed up on what he said he would do and was great at communicating with me.[N
Rob
NZ
We loved Kat! She was always super helpful and explained things very clearly and simply. Having Kat help us at every step of the journey meant we felt confident to keep going!R
Todd
New Zealand
Alex was the best! Fast, friendly, and knowledgeable. Really helped me understand the process and got me a great set up. I will definitely be recommending him to family and friends who might need a mortgage broker. An absolute icon! 5 stars!T
Glenn
New Zealand
I phoned squirrel got Alex he had it sorted out in no time great service fast response made changing banks easy thanks Glenn and Kathryn doelG
Kelsey
New Zealand
Our adviser, Jamie, was very helpful and patient with us. He took the time to explain the process and answer all of our questions.K
Anonymous
New Zealand
Squirrel were exceptional with guiding us through a refinance. The way that our broker managed our refinance was second to none! We had tried for 3years to change lenders and Squirrel's broker was the only one that stuck with us and got us across the line