Looking for The Home Loan Shop? You're in the right place.

Keen to chat to your usual Home Loan Shop mortgage adviser? 

The Home Loan Shop is now Squirrel - team photo
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Same local experts, same local advice

The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.

If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.

Carley - mortgage adviser at Squirrel

So who are Squirrel anyway?

Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase about $3 billion of home loans each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.

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Mortgage broker

We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Lender

Not everyone fits inside the bank box. That's where our own unique lending products come in.

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Savings and investments

Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.

We've got access to more banks

meaning more choice and a better deal

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Personalised advice and a hot interest rate, from anywhere

Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.

We’ve got more than 700 five-star Google reviews to show for it.

Find your Wellington adviser
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Molly

New Zealand

StarStarStarStarStar

We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!

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We’ll compare all the main banks and weigh up the options, so you don’t have to.

We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Ready to get started?

Start your online application

We work for you, not the bank or the real estate agent

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Unbiased, personalised advice

Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.

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Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.

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Save money

Having the right home loan solution in place will save you thousands.

Keen to apply for a mortgage or refinance?

  1. Fill in our online application
  2. Get assigned your own mortgage adviser
  3. Receive personalised advice and a solution tailored to your situation
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Everything you need to know in one place

Stay up to date with the housing market, interest rate movement and the economy on our blog.

Latest interest rates & property market updates

3 February 2026


Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading. 

Open cash register with the word "ka-ching" off to the side

16 January 2026


Ka-ching — there goes another $12 million straight into ANZ's back pocket

By David Cunningham

ANZ has just quietly hiked its floating home loan rate by 0.10%—which might not sound like a whole lot, but is set to add $12 million to its bottom line. And the reason? Simply because it could.

Fluffy ginger tabby cat holding a paw over its face

16 December 2025


Rodney's Ravings: Why I generally hold economists in low regard

By Rodney Dickens

According to some economists, the outlook for New Zealand GDP growth next year is less than ideal—citing few economic growth drivers outside of a strong primary sector and inbound tourism. But Rodney Dickens reckons they're missing a trick.

Get the ball rolling with our online application

It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.

Don’t just take our word for it

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See for yourself what our clients think with 1,491 five star reviews on Shopper Approved.

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Rebecca (Beks)

New Zealand

StarStarStarStarStar

I worked with Kyle Moritz on securing a competitive mortgage rate which I'm happy with along with moving to a new bank. The process was seamless and Kyle was fantastic with explaining the best options.

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Russell Whale

New Zealand

StarStarStarStarStar

It has been such a pleasure working with Aatish. His calm friendly attitude and his immense knowledge of the finance and mortgage industry is so appreciated. A truly remarkable agent. Thank you

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Brendon

New Zealand

StarStarStarStarStar

This was our second mortgage through Emma and she always goes the extra mile for us to get a great deal. Highly recommend.

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Anonymous

New Zealand

StarStarStarStarStar

Super friendly, great response time and just overall extremely helpful.