Found the one? Get home loan approval in less than 24 hours*

Get fast home loan approval, with expert mortgage advice and choice across lenders — exclusive to Squirrel. So when the right place comes along, you can move quickly without giving up your options. 

*Eligibility, lending criteria, minimum deposit requirements and T&Cs apply. Available to eligible New Zealand citizens and permanent residents who earn PAYE income from permanent employment. Subject to credit, servicing, security and property assessment. Exclusions apply. 

Bernie the Squirrel holding up a sign reading 24 hour approval, advice, choice

*Eligibility, lending criteria, minimum deposit requirements and T&Cs apply. Available to eligible New Zealand citizens and permanent residents who earn PAYE income from permanent employment. Subject to credit, servicing, security and property assessment. Exclusions apply. 

Swoosh

Get a quick answer, without giving up your options

Going straight to one bank might be quick. But it means you’re limited to what they can offer. With Squirrel, you can move fast and still have an expert adviser comparing your options across lenders. 

Options

More choice

We work with all the major banks and a wide range of other lenders, giving you more options to choose from. 

Person inside circle

Expert advice

Your Squirrel adviser does the legwork, talks you through your options and helps you make sense of the mortgage stuff. 

Stopwatch

Less waiting

Once we’ve got everything we need, we get cracking. Your home loan approval will be back to you in less than 24 hours.*

We arrange about $3 billion in home loans every year

Working with all the major banks, plus a wide range of other lenders.

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

What does the process with Squirrel look like?

Here's a quick look at how we'll work together...

Dollar

1. Tell us about you

Chat with your adviser so they can understand what you’re wanting to achieve. Then fill out your application and send through everything we need.

House

2. We do the legwork

We review your application, work out what you could borrow and check the property you’ve got your eye on to make sure everything stacks up.

Seal tick

3. Get approved in less than 24 hours*

Know where you stand so you can get on with the exciting bit.

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4. We find the right home loan for you

Once you’ve secured the property, we'll compare your options and help structure your mortgage.

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5. Get the keys

The really exciting bit. Settle on your new home, get the keys and start making it yours! 

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6. We're always here

We don’t settle and forget. Your adviser is always a phone call or email away, and when your fixed rate rolls over, we’ll be there to help.

We're with you for the whole journey

Getting a quick answer doesn’t mean you’re left to figure things out on your own.

Your Squirrel adviser is there to answer the curly questions, talk you through your options and help you all the way through to settlement.

And we don't disappear once you've got the keys. We're here for the refixes, top-ups and whatever comes next. 

Book a chat
LT

Leilani-Estelle Tusa

New Zealand

StarStarStarStarStar

First home buyers!!! Emma from Squirrel was recommended by a friend and colleague. Best decision yet as it made the process so easy and so so quick. She was able to walk us through the process and explain it to us and also recommend different things and people to assist us with due diligence. Never left us hanging.

FAQs

Found the one? Let's get moving

Stay on top of the property market

Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog for the latest insights. 

All articles

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23 September 2026


Wellington property market update – September 2026

By Nick Virtue

Wellington's been up against a perfect storm of factors over the last little while—but there are still some positives out there, especially for first home buyers looking to get onto the property ladder. Here's the latest on the economy, housing market and the lead-up to the election from our resident Wellington mortgage expert, Nick Virtue.

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23 September 2026


Christchurch property market update - September 2026

By Nathan Miglani

There's an air of quiet confidence about the Canterbury housing market at the moment—with first home buyers continuing to be one of the most active buyer groups. Here's the latest on the Canterbury housing market and economy from our resident Christchurch mortgage expert, Nathan Miglani.

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23 September 2026


NZ property market update - September 2026

By John Bolton

Our economic recovery is landing very differently across different parts of the country, but it definitely looks to be gaining steam. Here's the latest on what's been happening in the economy, with interest rates and across New Zealand's housing market over the last few weeks.

Don’t just take our word for it

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See for yourself what our clients think with 1,524 five star reviews on Shopper Approved.

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Crystal

New Zealand

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My experience was great with squirrel. Professional and timely. Highly rated their service and would use again.

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Anonymous Customer

New Zealand

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Great communication and efficient processing

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Tahlee

New Zealand

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Sam was incredible and we honestly could not have done this without him. Highly highly recommend Sam & the squirrel team THANK YOU!

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Brad

New Zealand

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Great team and great advice