Looking for The Home Loan Shop? You're in the right place.

Keen to chat to your usual Home Loan Shop mortgage adviser? 

The Home Loan Shop is now Squirrel - team photo
Swoosh

Same local experts, same local advice

The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.

If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.

Carley - mortgage adviser at Squirrel

So who are Squirrel anyway?

Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.

House

Mortgage broker

We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

Hand with coins

Lender

Not everyone fits inside the bank box. That's where our own unique lending products come in.

Presentation

Savings and investments

Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.

We've got access to more banks

meaning more choice and a better deal

ASB Logo
ANZ Logo
BNZ Logo
Kiwibank Logo
Westpac Logo
TSB Logo
SBS Logo
Co-Op Logo
AIA Logo
Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Personalised advice and a hot interest rate, from anywhere

Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.

We’ve got more than 700 five-star Google reviews to show for it.

Find your Wellington adviser
M

Molly

New Zealand

StarStarStarStarStar

We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!

Dad with son sitting on shoulders, thumbs up

We’ll compare all the main banks and weigh up the options, so you don’t have to.

We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Ready to get started?

Start your online application

We work for you, not the bank or the real estate agent

Speech bubble

Unbiased, personalised advice

Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.

Leaf

Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.

Coins

Save money

Having the right home loan solution in place will save you thousands.

Keen to apply for a mortgage or refinance?

  1. Fill in our online application
  2. Get assigned your own mortgage adviser
  3. Receive personalised advice and a solution tailored to your situation
Person with hands on laptop, Squirrel mortgage application on screen

Everything you need to know in one place

Stay up to date with the housing market, interest rate movement and the economy on our blog.

Young couple dancing around their living room, surrounded by moving boxes

9 October 2024


Wellington property market & OCR update - October 2024

By Nick Virtue

In what will be welcome news for borrowers, the RBNZ dropped the OCR by 0.50% on 9th October—which should mean greener shoots are on the way. Nick Virtue, one of our resident mortgage experts in Wellington, explains what it means for interest rates.

A mum and two young kids sitting on the couch, cheering in celebration

9 October 2024


NZ property market & OCR update – October 2024

By John Bolton

The RBNZ has ramped up the pace on interest rate cuts, delivering a 0.50% reduction to the OCR on 9th October. And with more big cuts seemingly in the pipeline, here's what that means for interest rates, the wider economy and New Zealand's housing market.

Row of dominoes laid out in a line, with a hand hovering over them as if about to knock them over

8 October 2024


Rodney’s Ravings: Housing-led recovery will eventually filter through to the wider economy

By Rodney Dickens

Our housing market was one of the first parts of the economy to feel the impact of rising interest rates—and it will be one of the first to benefit now that rates are on the way down again. But how long will rate cuts take to flow through to the rest of the economy?

Get the ball rolling with our online application

It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.

Don’t just take our word for it

StarStarStarStarStar

See for yourself what our clients think with 1,441 five star reviews on Shopper Approved.

MK

Mark Karen

New Zealand

StarStarStarStarStar

We've used Squirrel investment and mortgage services. On the investment front, we found it easy to use and the interest rates were excellent, selling our investments was easy when we needed to as well. Mortgage services were great too - Emma listened to what we needed, and our circumstances and got us a fantastic deal. The process was smooth from start to finish, with excellent communication and advice along the way.

A

Anonymous

New Zealand

StarStarStarStarStar

Really happy Basil was amazing, very efficient, great communication and he worked with us to get a good result. Would recommend him to others

A

Anonymous

New Zealand

StarStarStarStarStar

Once again dealing with Emma has been awesome, She just makes things happen and gets us a good deal that is why some of our Kids deal with her also

A

Abrar

New Zealand

StarStarStarStarStar

It's been great having Emma Wallace on board with us. We greatly appreciate her wealth of knowledge, professionalism, guidance and prompt response.