Looking for The Home Loan Shop? You're in the right place.
Keen to chat to your usual Home Loan Shop mortgage adviser?

Same local experts, same local advice
The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.
If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.

So who are Squirrel anyway?Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Mortgage broker
We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.
Lender
Not everyone fits inside the bank box. That's where our own unique lending products come in.
Savings and investments
Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.
We've got access to more banks
meaning more choice and a better deal









Personalised advice and a hot interest rate, from anywhere
Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.
We’ve got more than 700 five-star Google reviews to show for it.
Molly
We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!

We’ll compare all the main banks and weigh up the options, so you don’t have to.
We’ll also answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Ready to get started?
We work for you, not the bank or the real estate agent
Unbiased, personalised advice
Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Simplify things
It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.
Save money
Having the right home loan solution in place will save you thousands.
Keen to apply for a mortgage or refinance?
- Fill in our online application
- Get assigned your own mortgage adviser
- Receive personalised advice and a solution tailored to your situation

Everything you need to know in one place
Stay up to date with the housing market, interest rate movement and the economy on our blog.
Rodney’s Ravings: NZ interest rates can still fall even if the Fed halts cuts
Movements in NZ interest rates have been relatively closely linked to those in US interest rates over the last five years. With the Fed scaling down plans for rate cuts, could it limit scope for NZ mortgage interest rates to fall further this year?
NZ property market update - February 2025
Between Trump's new trade tariffs and speculation around what will happen at our next OCR announcement on 19 February, there's plenty to discuss and dissect this month. Here's the latest on what's been happening with the New Zealand housing market, interest rates and the economy (both domestic and global) in recent weeks.
Wellington property market update – February 2025
Global economic uncertainty has placed a bit of a question mark over the future of New Zealand interest rates—but even so, our resident Wellington mortgage expert Nick Virtue, says 2025 is shaping up to be a year of gradual progress.
Get the ball rolling with our online application
It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.
Don’t just take our word for it
Ashley Paice
Great experience and very happy with the service.
Jonny
Mayank has been great to deal with. Our mortgage is floating for the first few days and then we will fix next week since there's been an OCR cut. Mayank was really good at explaining things especially the option of setting up part of the mortgage with a revolving credit.
Anonymous
Excellent
Peter
Shiva was amazing, this process was so so simple, so much better than direct with the bank. Thanks