Looking for The Home Loan Shop? You're in the right place.

Keen to chat to your usual Home Loan Shop mortgage adviser? 

The Home Loan Shop is now Squirrel - team photo
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Same local experts, same local advice

The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.

If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.

Carley - mortgage adviser at Squirrel

So who are Squirrel anyway?

Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase about $3 billion of home loans each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.

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Mortgage broker

We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Lender

Not everyone fits inside the bank box. That's where our own unique lending products come in.

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Savings and investments

Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.

We've got access to more banks

meaning more choice and a better deal

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Personalised advice and a hot interest rate, from anywhere

Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.

We’ve got more than 700 five-star Google reviews to show for it.

Find your Wellington adviser
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Molly

New Zealand

StarStarStarStarStar

We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!

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We’ll compare all the main banks and weigh up the options, so you don’t have to.

We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Ready to get started?

Start your online application

We work for you, not the bank or the real estate agent

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Unbiased, personalised advice

Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.

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Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.

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Save money

Having the right home loan solution in place will save you thousands.

Keen to apply for a mortgage or refinance?

  1. Fill in our online application
  2. Get assigned your own mortgage adviser
  3. Receive personalised advice and a solution tailored to your situation
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Everything you need to know in one place

Stay up to date with the housing market, interest rate movement and the economy on our blog.

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It might not feel like it right now—while we're still very much in the thick of it—but there is an upside to the economic pain New Zealand has endured over the last few years. It's helping to lay the groundwork for our recovery. Rodney Dickens explains in his latest guest article.

Latest interest rates & property market updates

12 August 2025


Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading. 

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How much cash could you unlock by switching banks?

By John Bolton

These days, mortgage cash backs are the big incentive banks use to entice new home loan customers. While the prospect of all that free money back in the bank is pretty tempting stuff, it's important to make sure you're across all the T&Cs.

Get the ball rolling with our online application

It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.

Don’t just take our word for it

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See for yourself what our clients think with 1,468 five star reviews on Shopper Approved.

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Anonymous

New Zealand

StarStarStarStarStar

Easy to deal with and very responsive. Customer-focused. Trustworthy. Reliable.

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Georgina

New Zealand

StarStarStarStarStar

Thanks Emma for all your help. Very easy process.

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Lisa

New Zealand

StarStarStarStarStar

Jess M is an absolute miracle worker! Couldn't be more grateful for her patience, support and the fantastic end result.

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Jarrod

New Zealand

StarStarStarStarStar

Great team