Looking for The Home Loan Shop? You're in the right place.

Keen to chat to your usual Home Loan Shop mortgage adviser? 

The Home Loan Shop is now Squirrel - team photo
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Same local experts, same local advice

The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.

If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.

Carley - mortgage adviser at Squirrel

So who are Squirrel anyway?

Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase about $3 billion of home loans each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.

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Mortgage broker

We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

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Lender

Not everyone fits inside the bank box. That's where our own unique lending products come in.

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Savings and investments

Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.

We've got access to more banks

meaning more choice and a better deal

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Personalised advice and a hot interest rate, from anywhere

Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.

We’ve got more than 700 five-star Google reviews to show for it.

Find your Wellington adviser
M

Molly

New Zealand

StarStarStarStarStar

We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!

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We’ll compare all the main banks and weigh up the options, so you don’t have to.

We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Ready to get started?

Start your online application

We work for you, not the bank or the real estate agent

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Unbiased, personalised advice

Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.

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Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.

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Save money

Having the right home loan solution in place will save you thousands.

Keen to apply for a mortgage or refinance?

  1. Fill in our online application
  2. Get assigned your own mortgage adviser
  3. Receive personalised advice and a solution tailored to your situation
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Everything you need to know in one place

Stay up to date with the housing market, interest rate movement and the economy on our blog.

Latest interest rates & property market updates

3 September 2025


Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading. 

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29 August 2025


OPINION | Unfunking the New Zealand economy

By David Cunningham

New Zealand's economy is stuck in a rut—and a pretty big one at that. While another 0.50% off the OCR in the next few months will help, Chief Squirrel, David Cunningham argues the RBNZ needs to go bigger (and fast) in order to get us back on track.

Sunrise over a river landscape.

29 August 2025


NZ property market update - August 2025

By David Cunningham

If the old saying is true—that it's always darkest before the dawn—then the good news is there's got to be light on the horizon. With stimulatory interest rate cuts in the pipeline, and agriculture leading our recovery, the thaw is on its way. Here's the latest from Chief Squirrel, DC, on interest rates, the NZ housing market, and the economy.

Get the ball rolling with our online application

It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.

Don’t just take our word for it

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See for yourself what our clients think with 1,471 five star reviews on Shopper Approved.

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Jarrod

New Zealand

StarStarStarStarStar

Great team

A

Amanda

New Zealand

StarStarStarStarStar

Faye was brilliant. Very proactive, very personable. She made everything easy.

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Hayley

New Zealand

StarStarStarStarStar

Very easy and positive to deal with. Made the whole process stress free

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Michelle

New Zealand

StarStarStarStarStar

Ollie did a great job securing an excellent rate for me and helping me through the process as a first time client.