Looking for The Home Loan Shop? You're in the right place.
Keen to chat to your usual Home Loan Shop mortgage adviser?
Same local experts, same local advice
The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.
If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.
So who are Squirrel anyway?Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase about $3 billion of home loans each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase about $3 billion of home loans each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Mortgage broker
We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.
Lender
Not everyone fits inside the bank box. That's where our own unique lending products come in.
Savings and investments
Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.
We've got access to more banks
meaning more choice and a better deal
Personalised advice and a hot interest rate, from anywhere
Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.
We’ve got more than 700 five-star Google reviews to show for it.
Molly
New Zealand
We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!
We’ll compare all the main banks and weigh up the options, so you don’t have to.
We’ll also answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Ready to get started?
We work for you, not the bank or the real estate agent
Unbiased, personalised advice
Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Simplify things
It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.
Save money
Having the right home loan solution in place will save you thousands.
Keen to apply for a mortgage or refinance?
- Fill in our online application
- Get assigned your own mortgage adviser
- Receive personalised advice and a solution tailored to your situation
Everything you need to know in one place
Stay up to date with the housing market, interest rate movement and the economy on our blog.
Watch the latest interest rates and property market updates
Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading.
NZ property market update - July 2025
While things are definitely starting to look up, the road to economic recovery is proving to be longer and harder than many expected—and Squirrel founder, JB, reckons we need to look deeper than a 'borrow and spend' approach to growth in order to truly succeed. Here's the latest on interest rates, the economy and NZ housing market for this month.
Wellington property market update - July 2025
The winter slowdown is upon us—and although the news out of the Capital this month isn't great for those hoping for house price growth, it's fantastic for anyone looking buy. Our Wellington mortgage expert, Nick Virtue, chats through what's been happening with interest rates, house prices, and his musings on an alternative way to manage inflation.
Get the ball rolling with our online application
It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.
Don’t just take our word for it
Anonymous
New Zealand
Easy to deal with and very responsive. Customer-focused. Trustworthy. Reliable.
Georgina
New Zealand
Thanks Emma for all your help. Very easy process.
Lisa
New Zealand
Jess M is an absolute miracle worker! Couldn't be more grateful for her patience, support and the fantastic end result.
Jarrod
New Zealand
Great team