The Squirrel Effect is making finance fairer
Get a mortgage
If it’s a home loan you need, our expert mortgage advisers will get you the best deal.
Grow your money
If you want to earn higher interest on your savings, check out our great options.
Fund your project
If you're developing, subdividing or building, we can help you fund it.
What does fairer finance look like?
A better deal on your mortgage
Our mortgage advisers get to know you, then work with all the main lenders to find a solution that fits. They're paid the same no matter which lender you end up with, so you know they're on your side.
Bespoke funding
End-to-end funding for builders and developers designed to make your money work harder and manage your risk.
Higher returns on your savings
Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.
Don't just take our word for it
Henry Siwanzi
New Zealand
Tessa was amazing in guiding us through the process of purchasing our first home. Working with us from over a year before we made the purchase to get our finances in order before helping us make the purchase when we found the right house.
Viliame
New Zealand
As first-home buyers, we truly appreciated Sudam's guidance, patience, and clear communication every step of the way. He made what initially felt like a stressful process much smoother and much easier to understand. We're very grateful for all the effort Sudam put into helping us secure the right loan structure and competitive rates. Reaching this milestone is incredibly exciting for us, and we're glad to have had his support throughout the entire journey. Thank you, Sudam, for helping make our dream of homeownership a reality.
Holly
New Zealand
Really appreciate all the help given. Highly recommend
Jacob K
New Zealand
I recently completed a full refinance, and I had the privilege of working with Ari Bains - Mortgage Adviser Christchurch, throughout the entire process. Ari was exceptional from start to finish. He handled every step with efficiency, clarity, and genuine care, making what could have been a stressful financial transition feel smooth and well‑managed. Ari took the time to understand my situation in detail and provided clear guidance at every stage. His communication was prompt, professional, and reassuring, and he consistently went the extra mile to ensure everything was completed correctly and on time. I felt supported, informed, and confident in every decision because of his expertise. If you are looking for someone who is knowledgeable, reliable, and truly committed to helping you achieve the best financial outcome, I highly recommend Ari Bains. His service has been outstanding, and I am genuinely grateful for his help.
More lenders means more choices
Meet our friendly mortgage advisers
We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.
We'd love to hear from you
Give us a call on 0800 21 22 30 or send us a message and tell us what you're after.
Views from The Treehouse
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