Views from The Treehouse

Here you'll find a well-rounded set of opinions from various writers. We welcome alternative views so in line with our philosophy of fairness, we will air other thought-provoking viewpoints here from our valued and experienced friends around the globe as well as our own news and views.

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Featured Article

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26 November 2025


OCR & interest rates update – November 2025

By John Bolton

And with that, we're (very likely) at the bottom. The Reserve Bank cut the OCR by 0.25% on 26 November—bringing us down to 2.25%, and hopefully giving things the final little push needed to get us back on track. Here's what it means for the NZ economy, interest rates, and borrowers.

Latest off the tree

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26 November 2025


When should I refinance my mortgage?

By John Bolton

Refinancing hasn't always been a super popular option among Kiwi borrowers, put off by all the admin involved. But the benefits—like cashbacks and the chance to restructure your mortgage and other debts to get them working better for you—could mean it's well worthwhile. Here's what you need to know.

Latest interest rates & property market updates

26 November 2025


Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading. 

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26 November 2025


All eyes on interest rates: Key OCR dates to watch for in 2026

By Squirrel

With the OCR now sitting well below the RBNZ's estimated 'neutral' point of 3.00%, we're officially in stimulatory rate territory—and just how long we stay here remains to be seen. With that said, here's the key OCR dates you need to watch for in 2026.

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