More than a mortgage broker
Wake up to an easier way to sort your home loan. Whether you’re buying your first home, reviewing your existing mortgage, or a property investor, we’re here to help.
Our mortgage advisers work hard to make buying property easy and in most cases, it won’t cost you a cent.
Why choose Squirrel to help with your mortgage?
- Better mortgage interest rates
- More lending options
- Expert property and lending advice
- Better technology means you can do it from anywhere
- Our advisers get paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Buying from overseas? We can help with that too.
We write about $3 billion of home loans per year, working with all the major banks.
Our advisers do the hard work, so you don't have to
Better mortgage rates
We arrange about $3 billion of loans per year which gives us negotiating power and access to better rates.
More options
We have access to more banks than other brokers, plus our community of 5,000 + peer-to-peer lenders looking to fund a person like you.
Our advisers aren't incentivised by lenders
They're paid the same no matter which lender you end up with, so you know you won't get pushed into a loan you don't want or can't afford.
Better technology
Our online application is fast and straightforward, and means you can do it from anywhere in the world.
Book a chat
Want to chat to a mortgage expert about your situation, and how our mortgage brokers might be able to help?
Book a spot in our diary and one of our team will give you a call at the agreed time.
What does the process with Squirrel look like?Here's a quick look at how we'll work together...
Here's a quick look at how we'll work together...
1.
We’ll chat with you to understand your financial situation and what you’re wanting to achieve.
2.
Your mortgage adviser can provide honest feedback on any potential properties, and answer questions you’ve got along the way.
3.
We’ll work with the banks to get you a hot home loan rate. We’ve got access to them all, plus our own custom lending solutions when needed. More options for you means better rates.
4.
Work out the best mortgage structure to suit your lifestyle, and negotiate your home loan for you.
5.
Together we can build a plan to help you get mortgage-free faster. You might be amazed at what small things you can do to shave years off your mortgage.
6.
We don’t ‘set and forget’. Your adviser is always a phone call or email away and down the track we’ll help you when your fixed rate rolls over, and beyond.
Keen to get started?
Start the process from the comfort of your couch.
Don't settle for any old mortgage
We’ll compare all the main banks and weigh up the options, so you don’t have to. We’ll answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
If all this sounds like a foreign language to you, maybe head over to our first home buyers section and we'll walk you through it all.
Don't pay more interest on your home loan than you have to
There are lots of small tweaks you can make now which could save you a ton in the long run - even hundreds of thousands, helping you get rid of the mortgage faster.
Get our free guide to refixing and refinancing to find out how you can make your mortgage work for you.
Get your mortgage right and it's the easiest money you'll make
Our team of mortgage brokers are whizzes at perfecting a mortgage structure.
Rather than putting all your eggs in one basket at one interest rate, depending on your situation we'll usually advise splitting your mortgage across different terms and interest rates. We’re pretty clued up about the economy and rate movement so we’ll help you make an informed decision.
Why bother getting so technical?
The devil is really in the detail. When we’re talking hundreds of thousands of dollars, a fraction of a percent change in interest or repayment rates can save you a packet. This could mean retiring to your super yacht a few years earlier than planned. If that's your thing.
What's the best interest rate at the moment?
If you're all about getting the sharpest rate, we can help. We work with all the banks so can help you secure a great rate no matter who you choose to bank with. In fact, we can generally get an even better rate than the advertised rate.
Get your mortgage application underway
Whether you're taking on your first mortgage or want your existing one reviewed, fill in our online form and we'll contact you with next steps. Or give us a call to speak with one of the team right away.
Stay on top of the property market
It doesn’t matter how fresh you are, someone has been in your shoes before. We’ve written a lot about all of the aspects of buying a property. Everything from “What the hell is a LIM?” through to “How do I buy my seventh mansion?” Check out our blog and get up with the property game.
Watch the latest interest rates and property market updates
Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading.
OCR & interest rates update – July 2025
The RBNZ has hit a temporary pause on rate cuts, holding the OCR at 3.25% on 9th July—and leaving us hanging just a fraction above neutral. It's the outcome the market was broadly expecting, but was it the right call? Not according to Squirrel founder, JB.
All eyes on interest rates: Key OCR dates to watch for in 2025
Now that we're well on the path to lower interest rates—and with a little more relief still on the horizon—here are the key OCR dates you need to watch out for over the remainder of 2025.
Let's get your home loan application underway
Our easy online application includes all the info needed to get you approved, and can be done from anywhere.
Prefer to chat to an expert first?
Give our friendly team a call today or book a chat and we'll give you a call.
Don’t just take our word for it
Troy
New Zealand
My partner and I were looking to purchase our first home, we had no idea what we were doing and the amount of information we were accessing seemed very overwhelming. We made some enquiries about brokers, made an website and were put in touch with Basil. He simplified the process right down for us, was available every step of the way and after a number of false starts, we moved into our new home yesterday. Couldn't recommend these guys more. Especially Basil, who I am now referring to anyone who I know is looking to start their home ownership journey.
Jonathan
New Zealand
Our advisor was knowledgeable and good at explaining the options. At what can be a quite a stressful time (making a property transaction), he brought patience and clarity which helped us achieve what we wanted to achieve. We are very happy with the result. Thanks Squirrel!
Andrew
New Zealand
Kat was amazing at working with us through a very challenging process due to health issues of one of the applicants.
Aaron Hooper
New Zealand
Brilliant company to deal with, thank you.