Get a home loan approval in less than 24 hours.

Get expert advice from our Dunedin mortgage broker

We’ll compare your home loan options and give impartial, personalised advice. You'll benefit from the best rates too, all without leaving the couch.

Our dedicated Dunedin mortgage adviser, Adam Anderson, has been in the business for over 13 years so local knowledge is his specialty.

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We're here to help you sort your mortgage

We’ll assess your situation and provide you with expert advice on how to structure your mortgage, reduce your payments and ultimately become mortgage-free faster. We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Best of all, in most cases there is no cost to you because we get paid by the banks.

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We arrange about $3 billion of home loans per year

working with all the major banks

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We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Get the best mortgage rate

Do it all online, in your pyjamas if you like. You’ll receive personal, impartial advice from your adviser and you’ll get a great mortgage rate too.

Check out current rates across banks

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Olivia

New Zealand

StarStarStarStarStar

As a first-home buyer, I was pretty overwhelmed at the start by Squirrel made the whole process feel so much less scary. They explained everything in plain english, was super patient with all my questions and kept things moving smoothly from start to finish. I felt really supported the whole way through. Highly recommend if you're after someone who actually makes the mortgage process make sense!

Why choose Squirrel to help sort your mortgage?

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Our advisers aren't incentivised

The advice you receive is impartial and because our advisers are paid the same no matter which lender you end up with, their only motivation is to make you better off.

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Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. Our experienced advisers take care of the hard bits so you can focus on what's important.

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Save money

Having the right home loan solution can save you thousands. Plus we'll stay in touch and can regularly review your situation to make sure your mortgage is working for you.

Let's talk

Adam is our go-to mortgage broker in Dunedin. He makes the home loan journey simple and as stress-free as possible. If you're ready to chat about buying a home, book a time in his calendar and he'll give you a call to get things started.

Adam Anderson, Dunedin mortgage adviser

A world of insights in one place

Keep up to date with the latest in the housing market, interest rates, economy, and our practical how-to's.

Smiling young couple sitting together among moving boxes in their new home, taking a selfie while holding up a set of house keys.

6 November 2026


OPINION: Kiwi homeownership is making a long-awaited comeback — here's why it's likely to stick

By David Cunningham

After almost three decades of steady decline, homeownership rates in New Zealand are officially on the rise. Favourable market conditions over the last couple of years have helped, but there's a number of wider structural changes taking place as well which should help to support the shift long-term.

Latest interest rates & property market updates

29 October 2026


Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market – covering house prices, the economy, the OCR and where mortgage rates might be heading. 

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29 October 2026


All eyes on interest rates: Key OCR dates to watch for in 2026 & 2027

By Squirrel

The OCR has officially started its transition from stimulatory to more 'neutral' territory, but the RBNZ faces a careful balancing act which means the path ahead for interest rates is far from straightforward. Here are the key OCR to watch out for over the rest of 2026 and into 2027.

Ready to get your mortgage sorted?

Our online application will help us to get to know you faster, so we can get onto the stuff that's important to you. And there are no obligations to proceed, it's all on your terms.

Don’t just take our word for it

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See for yourself what our clients think with 1,530 five star reviews on Shopper Approved.

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Linda G

New Zealand

StarStarStarStarStar

Gemma is the best, can't rate her professionalism, communication and efficiency enough, she was amazing!

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Anonymous

New Zealand

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Could not be happier with the service we got from Peimin - this is the second time we have used her to get a home loan because we were so impressed with her work. She was very thorough and hustled to get us approval quickly.

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Anonymous

New Zealand

StarStarStarStarStar

Very good customer service.

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Tracey

New Zealand

StarStarStarStarStar

We had the BEST home buying experience with Stevie Wallace our mortgage advisor and Charles Wilson the account manager! Stevie was just amazing and I can't thank her enough for all the guidance we received during our house hunting and purchasing experience! We ended up buying our dream home and Stevie got us the best rates and was more than happy to answer all my texts and calls. Charles was super efficient with what documents were required from us and we were kept updated at every step of the process. Thanks team! Jeremy and I are your biggest fans :)