Get expert advice from our Wellington mortgage brokers

We’ll compare your home loan options and give impartial, personalised advice. Get the best interest rates too.

Our Wellington advisers have been in the business over 20 years (previously known as The Home Loan Shop) so local knowledge is our specialty.

We're Wellington's #1 mortgage brokers.

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We're here to help you sort your mortgage

We’ll assess your situation and provide you with expert advice on how to structure your mortgage, reduce your payments and ultimately become mortgage-free faster. We’ll also answer those niggly questions, like:

  • What’s the lowest interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid break fees?
  • How much could I be saving?

Best of all, in most cases there is no cost to you because we get paid by the banks.

We write about $3 billion of home loans per year, working with all the major banks.

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Squirrel

We have access to more lenders than other brokers – and if you don't quite fit the bank's box we can step in with our own custom solution for you.

Find the best mortgage rates.

Do it all online, in your pyjamas if you like, or pop in to meet with your adviser. We'll even make you a coffee. Whatever way you prefer, you’ll receive personal, impartial advice from your adviser and you’ll get a great mortgage rate too.

Meet our advisers
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Fred

New Zealand

StarStarStarStarStar

Always very easy to deal with and get things sorted. They do really take the hassle out of sorting and arranging to get my mortgage put together. It does feel like they are actually interested in helping and followed up after to make sure it was all good.

Why choose Squirrel to help with your mortgage?

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Our advisers aren't incentivised

The advice you receive is impartial and because our advisers are paid the same no matter which lender you end up with, their only motivation is to make you better off.

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Simplify things

It might seem like a minefield of jargon but it doesn’t have to be. Our experienced advisers take care of the hard bits so you can focus on what's important.

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Save money

Having the right home loan solution can save you thousands. Plus we'll stay in touch and can regularly review your situation to make sure your mortgage is working for you.

Chat to a Wellington adviser

Bernie UptonBernie Upton

Mortgage Adviser - formerly The Home Loan Shop

021 737 742bernie@squirrel.co.nz

Located in: Wellington

Carley BrunningCarley Brunning

Mortgage Adviser - formerly The Home Loan Shop

027 290 4492carley@squirrel.co.nz

Located in: Wellington

Jamie FairmaidJamie Fairmaid

Mortgage Adviser - Wellington

027 880 3846jamie.fairmaid@squirrel.co.nz

Located in: Wellington

Jordan MitchellJordan Mitchell

Mortgage Adviser - formerly The Home Loan Shop

027 467 9957jordan@squirrel.co.nz

Located in: Wellington

Mark BeamsMark Beams

Property Finance Manager

027 257 9032mark.beams@squirrel.co.nz

Located in: Wellington

Nelson FordNelson Ford

Mortgage Adviser - formerly The Home Loan Shop

027 663 5766nelson@squirrel.co.nz

Located in: Wairarapa

Nick VirtueNick Virtue

Mortgage Adviser - formerly The Home Loan Shop

021 988 082nick@squirrel.co.nz

Located in: Wellington

Oliver KeoghOliver Keogh

Mortgage Adviser - formerly The Home Loan Shop

027 810 7320oliver@squirrel.co.nz

Located in: Wellington

Rose McLeanRose McLean

Mortgage Adviser

027 250 4219rose@squirrel.co.nz

Located in: Wellington

Sloan McpheeSloan McPhee

Mortgage Adviser - formerly The Home Loan Shop

021 756 266sloan@squirrel.co.nz

Located in: Wellington

Steven HoggSteven Hogg

Mortgage Adviser - formerly The Home Loan Shop

027 755 4439steven@squirrel.co.nz

Located in: Wellington

Stevie WallaceStevie Wallace

Mortgage Adviser - formerly The Home Loan Shop

027 685 9652stevie@squirrel.co.nz

Located in: Wellington

We’ve got Advisers in a lot of locations around the country but thanks to the magic of technology we can help you wherever you are in New Zealand – or around the world.

A world of insights in one place

Keep up to date with the latest in the housing market, interest rates, economy, and our practical how-to's.

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18 February 2026


OCR & interest rates update – February 2026

By David Cunningham

The RBNZ held the OCR at 2.25% on 18 February, sending a very clear message to the market: it doesn't want interest rates going anywhere in a hurry. Here's what happened, and what it means for mortgage borrowers.

Latest interest rates & property market updates

18 February 2026


Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading. 

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18 February 2026


All eyes on interest rates: Key OCR dates to watch for in 2026

By Squirrel

With the OCR now sitting well below the RBNZ's estimated 'neutral' point of 3.00%, we're officially in stimulatory rate territory—and just how long we stay here remains to be seen. With that said, here's the key OCR dates you need to watch for in 2026.

Ready to get started? 

Start the application process online, or if you'd prefer to chat we're just a phone call away.

Swing by our Wellington Central office:

Or our Lower Hutt office:

Don’t just take our word for it

StarStarStarStarStar

See for yourself what our clients think with 1,495 five star reviews on Shopper Approved.

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Mark

New Zealand

StarStarStarStarStar

I recommend Angela Wanoa all the time, as i sell homes, so she is the one I put clients in touch with if they are looking for financial advise etc.

TB

Tim bahlmann

New Zealand

StarStarStarStarStar

Thanks Mark

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Darren

New Zealand

StarStarStarStarStar

Very responsive and quick to act. Great advice and made it easy even with some tricky property issues that made lending much more challenging to obtain. I was only able to buy this property because we were the only ones (out of many serious purchasers) that overcame the issues and obtained suitable lending and insurance. Other deals had fallen through because the banks would not lend more than 50% of the property value (ignoring the dwellings).

A

Anonymous

New Zealand

StarStarStarStarStar

Adam Clark looks after me really well. I sometimes have a lot of questions as I'm a first time home owner and he's always been patient an able to help and advise and together we have gotten some good outcomes so far. I highly recommend Adam