Unlock property finance across the South Island
At Squirrel, we believe property finance should do more than unlock capital — it should unlock progress.
We’re experts in construction lending, subdivision funding, and small-scale development finance. Whether you’re scaling up, de-risking a project, or moving quickly when opportunity knocks, we’re here to back you.
With real expertise, flexible funding, and a relationship-first approach, we help quality builders and developers create better homes — without the usual roadblocks.
What we fund
Squirrel’s funding solutions are designed to get your project moving — with fewer fees, less paperwork, and no unnecessary fuss.
What we fund:
- Small-scale developments
- Land development and subdivisions
- Pre-development funding
- Residual stock lending
- Business acquisition funding
Looking to fund turnkey or spec builds?
Head over here to learn more.
Why choose Squirrel?We fund house builds, small-scale developments, and a wide range of property projects.
As both a mortgage broker and a non-bank lender, we can access bank finance when it makes sense — or step in with our own funding when it doesn’t.
Meet our South Island experts who live and breath property, and know the build process inside out.
We fund house builds, small-scale developments, and a wide range of property projects.
As both a mortgage broker and a non-bank lender, we can access bank finance when it makes sense — or step in with our own funding when it doesn’t.
Meet our South Island experts who live and breath property, and know the build process inside out.
What we offer
Pre-development and acquisition funding
From due diligence and consenting through to site preparation, pre-development takes time and capital. We provide funding to cover these upfront costs and help you progress your project without unnecessary delays.
End-to-end residential property development finance
Smart developers know it's about making your money work harder, and managing the risks. With us on your team you get a fairer deal, and access to more lending options. Check out this case study.
Landbanking finance
The development life-cycle is long, and securing the right site early is critical. We can help you fund land acquisition ahead of construction, with flexible structures that work for your timeline. In some cases, we can fund land with as little as 10% cash deposit if you have resource consent and a valuation uplift.
Bridging finance
Sometimes you need to close a funding gap to keep your project moving. Our bridging options give you access to capital when you need it - without being constrained by traditional criteria.
Download the research
Want to understand what buyers really value in new homes?
Our Better builds for buyers: Homes, not units research shares insights to help developers design and deliver projects people love.
Construction loans and turnkey funding for builders
Access efficient, cost-effective funding designed specifically for builders — from standalone house builds to terraced housing and apartment projects.
New to property development and don't know where to start?
We've got a guide for that. Find out how to begin, what to consider along the way and how to set yourself up for success.
Less forms and less fuss.
We’ve built relationships with lenders across the length and breadth of the industry—including both banks and non-banks—which enable us to regularly coordinate funding for projects up to $20 million.
Having us organise the finance frees you up to focus on what's important to you.
David, Auckland
New Zealand
"Dealing with Squirrel has been a breath of fresh air. After a quick meeting to discuss, and the proposal approved straight away was outstanding. After dealing with others, we could not believe it was so simple and quick."
It all starts with a conversation
Let's have one!