Get expert advice from our Wellington mortgage brokers
We’ll compare your home loan options and give impartial, personalised advice. Get the best interest rates too.
Our Wellington advisers have been in the business over 20 years (previously known as The Home Loan Shop) so local knowledge is our specialty.
We're here to help you sort your mortgage
We’ll assess your situation and provide you with expert advice on how to structure your mortgage, reduce your payments and ultimately become mortgage-free faster. We’ll also answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Best of all, in most cases there is no cost to you because we get paid by the banks.
We write about $3 billion of home loans per year, working with all the major banks.
Find the best mortgage rates.
Do it all online, in your pyjamas if you like, or pop in to meet with your adviser. We'll even make you a coffee. Whatever way you prefer, you’ll receive personal, impartial advice from your adviser and you’ll get a great mortgage rate too.
Fred
New Zealand
Always very easy to deal with and get things sorted. They do really take the hassle out of sorting and arranging to get my mortgage put together. It does feel like they are actually interested in helping and followed up after to make sure it was all good.
Why choose Squirrel to help with your mortgage?
Our advisers aren't incentivised
The advice you receive is impartial and because our advisers are paid the same no matter which lender you end up with, their only motivation is to make you better off.
Simplify things
It might seem like a minefield of jargon but it doesn’t have to be. Our experienced advisers take care of the hard bits so you can focus on what's important.
Save money
Having the right home loan solution can save you thousands. Plus we'll stay in touch and can regularly review your situation to make sure your mortgage is working for you.
Chat to a Wellington adviser
Bernie UptonMortgage Adviser - formerly The Home Loan Shop
021 737 742bernie@squirrel.co.nzLocated in: Wellington
Carley BrunningMortgage Adviser - formerly The Home Loan Shop
027 290 4492carley@squirrel.co.nzLocated in: Wellington
Jamie FairmaidMortgage Adviser - Wellington
027 880 3846jamie.fairmaid@squirrel.co.nzLocated in: Wellington
Jordan MitchellMortgage Adviser - formerly The Home Loan Shop
027 467 9957jordan@squirrel.co.nzLocated in: Wellington
Nelson FordMortgage Adviser - formerly The Home Loan Shop
027 663 5766nelson@squirrel.co.nzLocated in: Wairarapa
Nick VirtueMortgage Adviser - formerly The Home Loan Shop
021 988 082nick@squirrel.co.nzLocated in: Wellington
Oliver KeoghMortgage Adviser - formerly The Home Loan Shop
027 810 7320oliver@squirrel.co.nzLocated in: Wellington
Sloan McPheeMortgage Adviser - formerly The Home Loan Shop
021 756 266sloan@squirrel.co.nzLocated in: Wellington
Steven HoggMortgage Adviser - formerly The Home Loan Shop
027 755 4439steven@squirrel.co.nzLocated in: Wellington
Stevie WallaceMortgage Adviser - formerly The Home Loan Shop
027 685 9652stevie@squirrel.co.nzLocated in: Wellington
We’ve got Advisers in a lot of locations around the country but thanks to the magic of technology we can help you wherever you are in New Zealand – or around the world.
A world of insights in one place
Keep up to date with the latest in the housing market, interest rates, economy, and our practical how-to's.
OCR & interest rates update – November 2025
And with that, we're (very likely) at the bottom. The Reserve Bank cut the OCR by 0.25% on 26 November—bringing us down to 2.25%, and hopefully giving things the final little push needed to get us back on track. Here's what it means for the NZ economy, interest rates, and borrowers.
When should I refinance my mortgage?
Refinancing hasn't always been a super popular option among Kiwi borrowers, put off by all the admin involved. But the benefits—like cashbacks and the chance to restructure your mortgage and other debts to get them working better for you—could mean it's well worthwhile. Here's what you need to know.
Watch the latest interest rates and property market updates
Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading.
Ready to get started?
Start the application process online, or if you'd prefer to chat we're just a phone call away.
Swing by our Wellington Central office:
Or our Lower Hutt office:
Don’t just take our word for it
Rutger K
New Zealand
Easy and straightforward. Had all my questions answered
Kelly
New Zealand
Excellent
Ben
New Zealand
Great communicators kept us informed throughout the whole process. Really happy with the outcome.
Brendan
New Zealand
Super easy, great communication.