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And with that, we're (very likely) at the bottom. The Reserve Bank cut the OCR by 0.25% on 26 November—bringing us down to 2.25%, and hopefully giving things the final little push needed to get us back on track. Here's what it means for the NZ economy, interest rates, and borrowers.
Refinancing hasn't always been a super popular option among Kiwi borrowers, put off by all the admin involved. But the benefits—like cashbacks and the chance to restructure your mortgage and other debts to get them working better for you—could mean it's well worthwhile. Here's what you need to know.
These days, mortgage cash backs are the big incentive banks use to entice new home loan customers. While the prospect of all that free money back in the bank is pretty tempting stuff, it's important to make sure you're across all the T&Cs.
In our latest investor update, Dave Tyrer explains how Squirrel is working to keep our customers safe from scams, what another OCR cut would mean for savers and investors, plus the latest on Squirrel investor wait times and the housing market.
