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The Reserve Bank increased the OCR by 0.25% on 2 September, taking us up to 2.75%. It's still having to strike a careful balance—between managing inflation and supporting our economic recovery—but the path ahead looks to be a slow and measured one. Here's what happened, and what it means for NZ borrowers and interest rates.
These days, the banks aren't your only option when it comes to managing your savings. A number of fintech players have come onto the scene in recent years, offering their own savings account alternatives—offering better rates, lower fees, and other investment options to help grow your money faster.
The OCR has officially started its transition from stimulatory to more 'neutral' territory, as the RBNZ seeks to strike a careful balancing act between getting inflation under control and supporting our economic recovery. Here are the key OCR to watch out for over the rest of 2026 and into 2027.
Not all savings accounts are created equal, and it's worth knowing what all your options are so you can get set up with the one that best suits your savings goals. Here, we've pulled together a wrap-up of the different savings accounts available across New Zealand's main retail banks.
