First Home Buyers

If you've been working hard to get to that 20% house deposit, you'll want to make sure your savings are working as hard as possible, to get you into your first home even faster.

Lenders will usually require you to front up with a deposit of 20% of the purchase price for an existing property – 10% if it’s a new build – before they’ll consider giving you a mortgage on it. If you’ve been saving hard only to have your deposit goal feel like it’s getting further out of reach – or you just don’t want to have to wait years and years (and years) to get into your first home – there are options out there.

In this case study, we sat down with Auckland first home buyer, Charlie, to chat about her (and partner Kyle's) journey to home ownership with us.

While there may be a shift underway in the minds of first home buyers, will the turning of the cycle be as swift going back as it was going back down?

Anyone who'd just got their foot on the property ladder when the market started to turn will be feeling rough after the last few months - but it's not all bad news.

If you’ve been thinking about making a few tweaks and upgrades to get your household on that sustainability buzz, ANZ have just launched a brand spanking new loan product which could help you do it.