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Thankfully, here in New Zealand, we have some of the cleanest air in the world - the WHO ranks us as having the second lowest level of air pollution globally.

Auckland has been the go-to place for everyone from first home buyers to investors.

Everyone loves a bit of healthy competition - unless it's in the housing market.

How much are you prepared to drop on a home? We all know it's an arm and a leg and then some at this point, but how much exactly?

Struggling to keep up with property prices? At the rate they've been rising, we can hardly blame you!

After nearly five years here at Squirrel, mortgage adviser Lindsay Hill has a lot of experience getting people to where they need to be in the property market.

In the Auckland region we have a shortage of properties for sale, high immigration, and money coming in from China. All of these factors along with low interest rates and increased rating valuations will fuel further house price appreciation through the first half of 2015.

I witnessed a transaction recently that sums up the Auckland property market.

The property market is well recognised as having distinct cycles. However, I think there is also a kind of wave-like nature to property markets.

Auckland is a vast and fast growing city; it is fair to say it is a city with sufficient scale to be considered a property market in its own right.

From what I see, the market is softening quickly. Listings are up, auction clearance rates are down, the "bullish" stories are not as fervent.

2013 looks like it is shaping up to be another big year for Auckland property. Prices look like they could go higher in the growth suburbs, fuelled by the media, general population growth, and lots of investors late to the party.