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06 March 2019

How responsible lending may affect property investors

The Hayne Report was released in Australia recently, and brought about some stern recommendations for the lending sector. The standards have been put in place for the best interests of New Zealanders, however, like anything that is done by the government, they can often carry unforeseen circumstances. Let's take a look at how property investors could be affected.

14 November 2018

Act now on 3.95% mortgage rate specials | why they won’t last

Most media commentators are hooked on the new ‘rate war’, and the question being asked is if this is the new ‘norm.’ It isn’t, and more than that, you could easily miss out if you procrastinate.

10 October 2018

The 12 month rate fix (part 1)

12 Month interest rates are particularly appealing at the moment. Kiwibank has most recently offered a 12-month fixed rate sub 4% and many banks are moving in the same direction. This is fantastic for the next 12 months, however it pays to think about what you are going to do post the expiry of this rate.

01 August 2018

50 reasons to use a Mortgage Broker

One of the questions you might have if considering a mortgage broker for the first time is, why use a mortgage broker versus going to the bank direct? Or, what is the difference between a mortgage broker and a mobile mortgage manager? It’s hard to sum-up what we do in a couple of sentences, so here goes my 50 reasons why to use a mortgage broker and Squirrel in particular.

24 November 2017

Why you should use a (good) mortgage broker

Buying a home is a tricky business. There are so many considerations to take into account.

29 September 2017

Post-election update on mortgage rates

The election will do nothing medium term to interest rates. Fundamentally not much will change that would impact on inflation or on rates.

01 March 2017

Let's figure out your bank's break fees

When it comes to your mortgage it pays to know it inside and out. After all, when such a large sum of money is at stake the last thing you want are surprises and unexpected costs.

15 February 2017

Is splitting your home loan a good idea?

When it comes to your home loan there's more than one way to skin a cat. There are different interest rates, loan structures, add-ons, repayment terms and a number of other options that fundamentally alter the way that you manage and repay your loan.

02 February 2017

Strategies to take control of your mortgage

If you're an Auckland homeowner working on a mortgage, we probably don't need to tell you how difficult managing your repayments can be.

13 December 2016

What do you need to know before beginning a new mortgage?

Buying a house is an important milestone in your life. It's a chance to establish a new home base for yourself and your family - and on top of that, buying property of your own is a great investment that will benefit you financially later on.

03 November 2016

What happens with your mortgage if you get divorced?

It's important that you let your mortgage adviser know as soon as possible of your impending divorce, especially if you share repayment duties.

26 September 2016

How to structure your loan... awesomely

Here at Squirrel, we don't have a one-size-fits-all solution for your home loan. Every person's requirements, financial situation and even frame of mind when it comes to their loan is unique - and their loan should be too.