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09 March 2015

Why Europe is driving down fixed mortgage rates

TSB grabbed headlines in February when it came out with a 10 year fixed rate of 5.89%.

11 January 2015

Time to set some goals?

If you’ve been ignoring money for too long then this year might be the opportunity to get it sorted.

05 October 2014

Understanding the term structure of interest rates

Would you be better fixing for 1 year at 5.60% or fixing for 2 years at 5.80%? That depends on your view on interest rates.

19 June 2014

Riding the waves of the property market

The property market is well recognised as having distinct cycles. However, I think there is also a kind of wave-like nature to property markets.

06 April 2014

Mortgage rate strategy 2014 - Part II

The next Reserve Bank Official Cash Rate (OCR) announcement is on 24th April 2014.

15 March 2014

The goldfish economy

We had a Monty Python moment this week with the first OCR change in almost four years.

08 February 2014

The economic risks that lurk beneath

I'm an optimistic guy, and even I am uncomfortable with how much we are talking up our NZ economy.

08 February 2014

Mortgage rate strategies 2014

The Reserve Bank kept the Official Cash Rate (OCR) unchanged at its last announcement on the 30th January but is widely expected to increase the rate at its next meeting on the 13th March.

24 November 2013

Are Auckland property prices in for a shock?

From what I see, the market is softening quickly. Listings are up, auction clearance rates are down, the "bullish" stories are not as fervent.

29 January 2013

Auckland property prices - Some initial thoughts for 2013

2013 looks like it is shaping up to be another big year for Auckland property. Prices look like they could go higher in the growth suburbs, fuelled by the media, general population growth, and lots of investors late to the party.

19 November 2012

When it comes to buying property, be the "Frog"

Put simply, be patient! Right now I won't be the only investor struggling to find good property deals in Auckland.