If buying a property is one of your goals in 2010 then an obvious first step is to get a mortgage pre-approval in place or figure out what you need to get one done.
Relationship splits make up a surprisingly large part of what we do.
Too many homeowners are preoccupied with mortgage rates when they should be focused on repaying their debt as fast as possible.
At Squirrel we give away all of our advice for free. Either we are stupid or we think you'll appreciate it and still work with us anyway.
It has become a lot harder to get a mortgage, unless you have a big deposit or equity in another property. If the bank says no, then a second mortgage can be a cost-effective and flexible back-up option.
The fee is called a “mark-to-market” fee and is hidden in the small print of all bank mortgage documents. It is a calculated fee that is based on the size of the mortgage, how far interest rates have fallen since it was fixed, and its remaining fixed term when it is repaid.
We can’t solve baby brain, but we can help restructure your mortgage finances.