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Typical of our tabloid media we get the usual fear driven headlines designed to sell papers.

How are your foresight skills? While none of us have time travelled from the future and know exactly what's going to happen (unlike Biff, from Back to the Future II), there are a lot of predictions for property floating about.

I’ve been saying for some time that we are living in a period of unusually high economic risks. How you plan around those risks will determine how you come out the other side when we go through the next big market correction.

Flat money is paper money that comes into existence by government law. It is not valued to any ‘objective standard’ to say a commodity like gold or silver, so governments can produce as much money as they like. When you hear the expression ‘printing money’ that’s what is being referred to.

I’ve literally just got back from a week of conferences in the United States.

A few clients have rediscovered recently that it isn’t always easy to release equity when selling property.

In a world with easy credit and awash with cash, asset prices have markedly increased. Capital needs to find a return. In a low growth world, it is driving down yields and increasing asset prices. That includes shares, bonds and property.

Whilst economists and most commentators are talking up rates I’m going to provide a different perspective.

A lot has been happening the past few weeks that has impacts for property and investors. There is so much going on, it is hard to bridge the gap between macro and micro factors affecting property.

It’s hard to write about mortgages every month and keep it interesting! This month has been easier with the landscape subtly changing, mostly for the better.

What is going on in the world at the moment is far more complex than a US budget deficit. There is massive wealth inequality between the rich and the middle class.

I write this article a day after the consumer price index (CPI) inflation rate came out at 5.3% and already you can hear the beat of the interest rate tom-toms.