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Launchpad, our unique home loan for first home buyers has already helped scores of people onto the property ladder just three months after it was launched and we expect it to help tons more.

To get a deposit up to 20% in today’s housing market takes years. It’s a common story. You can afford to take on a mortgage but the bank won’t let you. Kāinga Ora isn’t an option for higher earners due to income caps and house price caps. It just isn’t fair, right? We saw a gap, so we're filling it.